Industry news and views from Panacea and our partners.

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LV= Protection Insight


Knowingly Selling Yourself Short A well known phrase, variously ascribed to Abraham Lincoln, Albert Einstein and Groucho Marx, which often springs to my mind is ‘Better to remain silent and be thought a fool than to open your mouth and remove all doubt’. A suggestion that you should prepare before communicating rather than a more literal interpretation of ‘shut up, fool’.

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You've got Alzheimer's but you're over 65? We've got it covered.


You're catching up with Terry - your best friend from school - down at your local. As you reminisce about the old days and how his dad used to play football with the two of you in the park he drops some unexpected news.

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Ageas Protect: You’ve got Alzheimer’s but you’re over 65? We’ve got it covered.


At Ageas Protect we think Alzheimer’s has a major impact on your life – whatever age you are. That’s why our critical illness cover pays out on a diagnosis of Alzheimer’s

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Bright Grey: Our critical illness cover just got brighter!


Market leading critical illness cover Our critical illness cover just got brighter! We now provide cover for 2 early forms of cancer.

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Ageas: Think all Critical Illness is the same? Think again.


You’ve just had some terrible news. One of your clients – a close personal friend – has just been in a car crash. Despite the best efforts of the paramedics at the scene and the trauma team at the hospital the injuries to his arm are so great that they’ve had to amputate it.

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Ageas Protect: Income Protection


For most people, whatever their job, their most valuable financial asset is their ability to earn an income.

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Artemis Market Commentary


Artemis Market Commentary, Mark Tyndall, senior partner and founder member of Artemis Investment Management LLP

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Bright Grey: Good advice today can mean having a tough conversation about tomorrow


Many people buy protection when someone close to them dies prematurely or faces battling a serious illness. But how do you reach all the other clients who haven’t experienced this?

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A personal message from Martin Werth


A personal message from Martin Werth, Managing Director of Ageas Protect Limited

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Annuitas: EU Gender Ruling means lower pensions for men and women


The European Court of Justice has ruled that insurers cannot price products or services based on gender as this would constitute discrimination.

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Defaqto Star Ratings shine light on income protection


Independent financial research company Defaqto has launched new Star Ratings for short-term income protection

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LV= announces rise in critical illness and income protection payouts in 2010


Protection specialist LV= has today published its 2010 protection claims record, which shows an increase in claims paid on both critical illness and income protection policies.

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Asset.tv: The impact of the Australian floods


The impact of the Australian floods - Newton Asian Income Fund

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If you’re already planning the big day, make sure you’ve got appropriate wedding insurance in place


If you’re getting engaged this Valentine’s Day, the last thing on your mind is going to be insurance.

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Introducing our new relevant life policies


A relevant life policy is an alternative way for an employer to set up life cover for an employee’s dependents in a tax efficient manner, without using a registered group life scheme.

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Scottish Provident: Introducing our new relevant life policies


Do you need to arrange life cover for directors and their employees?

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Scottish Provident: Business protection made simple: new toolkit available


Protection that keeps your clients in business

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February 2011 issue of Techtalk


Welcome to the February 2011 issue of Techtalk

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Low Start – A new way to pay for Term and Critical Illness


Low Start is a new range of protection products from Ageas Protect. It offers the same great cover as YourLife Plan Term Assurance and Critical Illness with Term Assurance covers at a lower initial cost.

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Scottish Provident - latest news


Do Britons need to take a Reality check? Our latest research says they do. 40% of people questioned think it is unlikely that they will suffer an illness that means they will be off work for six months or more during their lifetime.

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Scottish Widows -Welcome to December 2010 issue of TechTalk


PENSIONS TAX RELIEF A review of the new rules for restricting pension tax relief via a reduced annual allowance of £50,000.

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Fortis Life - Come and see what's behind door 24!


If you haven't visited the Fortis Life advent calendar, come and have a look. If you have, you probably know by now that it's time to open door 22.

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Capita - Are you losing customers to the internet?


Your customers may well be researching their next protection product online. Why not offer clients the chance to get a quote through your own website? Webline offers this functionality to its subscribers for Free….Yes, that’s right…Free!!!!!!

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Fortis Life - Get your commission all wrapped up for Christmas


Our intelligent system makes speedy decisions where others can't. In fact, in 2010 todate we've given an immediate decision to 68% of all applicants.

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Royal London 360° increases fund range for investors


Royal London 360° has increased the fund ranges of three of its regular premium products, giving clients a wider investment choice.

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Fortis Life - I've got some bad news... you're going to get better


The diagnosis may be optimistic, but the prospects can be grim. A long-lasting but temporary disability can mean your client loses their income but gets nothing from their CI cover. It can put massive pressure on their family and even cost them their home.

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Bright Grey - Interested in Business Protection? We’ve got video training and much more


We understand it takes a certain level of expertise to arrange business protection. So whether you're already a dab hand or just starting out, we have all the tools, knowledge and information to support you at every stage of the process.

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Fund of the month: Schroder UK Alpha Plus Fund


Richard Buxton is Head of UK Equities at Schroders and manages the Schroder UK Alpha Plus Fund. This high conviction, index-unaware fund has delivered 1st quartile performance over 1, 2, 3, 4, 5, 6, 7 years and since launch.

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New rates from Scottish Provident


From Monday 25 October 2010, both our life and critical illness cover rates will change. This means that the majority of these rates will be reduced, making both of these valuable cover options even more affordable for many of your clients. Some rates will stay the same or increase.

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Improvements to our products


Real Life Cover - You asked us to make this more flexible – so we have now introduced a 13 week deferred period option for the Income Protection element of our award winning Real Life Cover packaged product.

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Improvements to our products


Real Life Cover - You asked us to make this more flexible – so we have now introduced a 13 week deferred period option for the Income Protection element of our award winning Real Life Cover packaged product.

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Introducing our latest protection partner


We are delighted to announce Cirencester Friendly as our latest Protection partner. With over 133?years’ experience providing award-winning income protection, we are sure that their adviser tools and supporting content will be popular amongst our ever-growing community.

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