Insights
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Have we forgotten what economic stability feels like?
Panacea celebrated its 20th anniversary this year, and I’ve been part of the business for 15 of those years. During that time, I’ve worked closely with financial advisers, product providers and asset managers through some very different market conditions. I’ve seen a few periods when businesses were confident, budgets were flowing and firms were willing […]
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This week in markets, from the team behind PruFund
Stay up to date with the latest market movements. M&G’s weekly market commentary from the Life Investment Office covers the key developments shaping markets, giving you timely insight to support informed client conversations.
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Gilt yields at 15-year highs – what it means for clients
With 30-year gilt yields around 5.8% – levels rarely seen in the past fifteen years – insurers can support annuity terms that have been unavailable for a generation. This article explores what’s driving elevated yields, why they could stay there, and what it means for clients seeking certainty over timing the market.
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COMMENTARY: BoE interest rate
Commenting on the interest rate decision from the Bank of England today, William Marshall, Chief Investment Officer, Hymans Robertson Investment Services (HRIS) says: “Despite inflation accelerating again over the past couple of months, and reaching 3.1% in August, the Monetary Policy Committee’s decision to hold today makes sense. Given recent increases in oil and gas […]
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Career Development Week
The Chartered Institute for Securities & Investment (CISI), the UK’s leading professional body and educational charity for financial services, is helping financial services professionals at every stage of their career future-proof their prospects through its Career Development Week, taking place from 21 to 25 September. Delivered in partnership with PH Career Services, the new week-long programme combines […]
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The Sharpe End podcast: Faulty Towers
Government bond yields are rising across several major economies, prompting fresh debate among the team about inflation, growth and the path for interest rates. They then turn to the telecom sector, where new technology and competition are shaking up an historically sleepy and ‘defensive’ corner of the market. Finally, this month’s stock spotlight is HDFC […]
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IFA DNA 2026: How advice is evolving
The IFA DNA research programme explores the opportunities, challenges and trends shaping the financial advice profession. Our latest reports examine how the adviser role is evolving to meet increasingly complex client needs, alongside the growing impact of AI on advice businesses and the way they serve clients. The adviser’s expanding role Today’s financial adviser is […]
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Last chance to join: The four L's of "retired" life
Don’t miss your opportunity to earn 90 minutes of CII Structured CPD. Thursday 17 September – 10.00am – 11.30am When it comes to delivering retirement outcomes, a simple way of looking at income is the four L’s – Living, Lifestyle, Luxury and Legacy. Join us for a session with Les Cameron, Head of Technical at […]
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AI is everywhere – but it isn't replacing advice
74% of investors are using or considering AI tools – yet 96% of advised clients still value ongoing human advice. M&G’s latest Investor Compass article explores why, as information becomes abundant, the real value of advice lies in interpretation, judgement, and reassurance. As information becomes abundant, the value of advice increasingly lies in interpretation, judgement […]
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When the lines blur: private credit in a public world
The distinctions between banks, insurers, asset managers and public and private markets are becoming increasingly blurred. Rathbones Fixed Income Assistant Fund Manager Christie Goncalves explores this convergence and what it means for credit investors seeking to identify risk before markets do. Before I went on maternity leave last year, everyone wanted a piece of private […]
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The new shape of European growth
Greek loans, Polish denim, German cookers: the new shape of European growth Key points Capital at risk. Find out more
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Missed the PruFund Power Hour? Catch up on demand
Watch the latest 60-minute session anytime. M&G’s experts explore what today’s markets mean for your clients – covering market concentration risk, retirement suitability, behavioural finance and the latest PruFund performance and EGRs, with practical takeaways for client conversations. This 60-minute session explored what today’s market conditions meant for clients and provided practical strategies to help […]
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Earn 90 minutes of CII Structured CPD: The four L's of "retired" life
Living, Lifestyle, Luxury, Legacy. Join M&G’s Les Cameron on Thursday 17 September (10:00–11:30) for practical insight on guaranteed income in retirement – helping you have confident client conversations on managing risk, tax treatment and intergenerational wealth. Secure your 90 minutes of CII Structured CPD. When it comes to delivering retirement outcomes, a simple way of […]
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Enough is not enough
Baillie Gifford’s Mike Gush explains why emerging markets’ growing role in global growth, manufacturing and innovation, means investors may need to rethink their allocations. Capital at risk. Key points Now lost to ruins, Muziris was once one of India’s great trading ports. For centuries traders sailed to the ancient city to buy black pepper, prized […]
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Using the platform to pass on assets
Using the platform to pass on assets Donna Drewett – Senior Regional Platform Consultant, Fidelity Adviser Solutions Recent changes to IHT legislation mean that unused pensions are expected to fall within an individual’s estate from 2027. As a result, advisers are increasingly focusing on how clients can efficiently pass on their wealth to loved ones. […]
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Think you're diversified? Look again.
As global markets become more concentrated, investors may need to look beneath fund labels to understand what is really driving their portfolio risk. This article was first published on Trustnet. Owning a global equity fund – or several different funds – can feel like diversification. But beneath the labels, investors may be making much bigger […]
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Multi-asset investments views: Heartbreak express
By Clément Dupire, Senior Multi-Asset Portfolio Manager, BNP Paribas Asset Management Citadel’s acquisition of Situational Awareness’s artificial intelligence-focused portfolio in late July was one of the likely catalysts for the summer’s AI and momentum market correction. Find out more
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High Yield Happenings: From ‘junk’ to ‘high yield’
A steady improvement in credit quality and a decline in default rates means investors in high yield are being handsomely rewarded for taking on credit risk. A steady improvement in credit quality and a decline in default rates means investors in high yield are being handsomely rewarded for taking on credit risk. In a recent […]
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Building better data centres
AI’s build-out promises many economic benefits, not least higher productivity. But these long-term gains are being overshadowed by the near-term costs of the expansion. Because data centres – the physical foundations of AI – consume vast amounts of water, electricity and land, their construction is facing fierce resistance from communities which are worried about having […]
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Our multi-asset investment views – August 2026
The combination of resilient global growth and robust corporate earnings, as evidenced by second-quarter earnings, continues to support our constructive stance on cyclical assets, particularly equities. Following the strong rally since the second half of July, we acknowledge that market expectations have now moved into extended territory. However, in the absence of any meaningful deterioration […]
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Why an absolute return approach to fixed income could help investors navigate uncertainty
By James McAlevey, Head of Global Aggregate and Absolute Return and Vicky Browne, Investment Specialist at BNP Paribas Asset Management Fixed income investors have faced considerable volatility in markets in 2026, driven by a combination of geopolitical tensions, rising inflation and higher levels of issuance. Against this backdrop, we believe there is potential value in […]
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Investing for better, not worse
The S&P 500 index has become increasingly concentrated in a small number of mega-cap technology stocks, but we think there are plenty of investment opportunities amongst the ‘S&P 493’. We are looking for companies that are getting better and richer, whose balance sheets are in good health. And we want to sell those becoming worse […]
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High-yield Happenings: Why we steer clear of bonds directly tied to AI
AI may change the world. But that does not mean every type of financing being used to build it makes a good investment. Financing the AI buildout is beginning to look less like a supply chain and more like a circle. Chipmakers invest in AI companies. AI companies sign long-dated commitments with developers of AI […]
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Beyond AI – Asia’s overlooked growth opportunities
Asia’s growth story runs far wider than AI – three high-conviction examples from SDP When talking with investors about Asia today, the conversation frequently turns quickly to technology. Artificial intelligence (AI), semiconductors and the companies building the infrastructure behind them dominate the discussion – and with good reason. Asia sits at the heart of the […]
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EM: three lessons from the US west coast
As with any investment, your capital is at risk My closest colleagues are already sick of hearing me talk about the changing shape of internet traffic. Earlier this year, bots (is this now the junk word that we used to use for ‘agents’?) overtook humans as the main source of web requests. This surely makes […]
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US high yield: Selective opportunities in a bifurcated economy
By Jack Stephenson, US Fixed Income Investment Specialist The last few months have not been straightforward for fixed income markets. As oil prices surged amid the Middle East conflict and inflation expectations rose, markets repriced the potential path of monetary policy. Even so, the direct impact on US high yield returns has been relatively limited, […]
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Rebalancing portfolios towards European assets
From listed equities, to credit, and even real estate, investors are starting to rediscover Europe. The change stems partly from the extreme concentration of global portfolios. The remarkable rally in a handful of US tech stocks has left most equity investors largely invested in just one country, one currency and one sector. Many are now […]
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Schroders Equity Lens August 2026: your go-to guide to global equity markets
The August 2026 edition of the Schroders Equity Lens is now available: Schroders Equity Lens Summary:
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Global equity outlook: A tale of two markets
By Daniel Morris, Chief Market Strategist US exceptionalism was supposed to be last year’s theme. 2026 was all about balance and broadening of growth across countries. That vision has not quite played out. From an economic point of view, the US continues to outpace other major economies. The huge gap in artificial intelligence capital expenditure […]
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Weekly market commentary
By Life Investment Office (LIO) Last Updated:28 Aug 26 This week was dominated by three familiar themes: artificial intelligence, interest rates and the US dollar. Markets began the week cautiously as investors weighed elevated government bond yields, persistent inflation and the Federal Reserve’s annual Jackson Hole symposium. Sentiment improved significantly after Nvidia delivered another exceptionally […]
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