Industry news and views from Panacea and our partners.
Andrew Craig, Plain English Finance_
Plain English Finance: Keep Calm and Carry On?
Many people have got in touch with me in the last couple of weeks to ask if I think it is time to sell out of riskier assets and funds given the risk of a massive crash. Given this fact, I thought that I would take some time to write a quick email on the subject.
Plain English Finance: Are you Riding the Tigers Tail?
Regular readers will be aware of an ongoing and oft-repeated theme of mine: Namely that, to a certain degree at least, you can run you financial affairs so that you shouldnt need to worry overly about stock market crashes (or crashes in financial markets more generally).
Plain English Finance: S&P 3,000 or time to sell?
In my last email I highlighted the fact that lots of market commentators are suggesting that stock markets are heavily over valued at the moment and it might be time to get out and move your investments into something more defensive.
Plain English Finance: One resolution you can keep
One resolution you can keep. Those of you who have followed our free email for a little while might remember a moderately pretentious but entirely truthful phrase that Im quite fond of that repetition is the mother of all learning. At least this is my excuse for the fact that what follows in your first Plain English Finance email of 2017 is a gratuitous repeat of what I said in January 2016 and January 2015. As such, please find below a slightly edited and tweaked version of what I wrote last year and it is as true in January 2017 as it was in January 2016 and every other year before that: By this time in January, you have no doubt been bombarded with the usual blizzard of marketing and advertorial about everything from the sales in your local shops to new gym memberships via discounted holidays and faddy diets for a new you".
Plain English Finance: Financial Literacy Trumps Trump
Last month I wrote a series of three related articles that I hope you got a chance to check out. The first looked at whether we are heading for a massive crash. The second looked at two reasons we may not be headed for a crash after all and the third, and most important piece, repeated a point I have made so often over the last few years that you can succeed financially no matter what markets do.
Plain English Finance: Why crashes dont matter
Over my last two articles I have looked at whether or not I think a massive correction is coming in stock markets (and, by extension, other financial and property markets more generally).
Reasons we might not be heading for a crash
Last week I gave many reasons we may well be headed for a big stock market crash. At the end of that article I wrote: Next time I will talk about how you might consider investing given what is going on.
Plain English Finance: You cant go wrong with bricks and mortar?
The extent to which we human beings have great big blind spots never ceases to amaze me. Some of these are fundamentally amusing (80% of men rate themselves as above average drivers for example) but many such blind spots are actually properly harmful to our health and happiness.
Plain English Finance: Brexit vs Pensions
Osborne and the Treasury are currently claiming Brexit 'could cost pensioners £32,000' whilst the 'leave' camp claim 'new EU rules will cost British pensioners £400bn': Both statements are about as much use as a chocolate fireguard and we must not take any of these sorts of statements seriously.