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Bento Bulletin

Please find below the most recent articles from our Panacea Bento Bulletin.

To read articles from a previous issue, click on the issue number which will open up a full list. Click on an article's link to read the full story.

Those article links with an asterisk next to it (*) denotes that issue's lead story.

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Bento 854: Buzzwords
22 Sep 2017

In this issue: Investment event, Investment news, Pension news, Protection news and Partner offer.

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	[greeting_bento]

Buzzwords

A buzzword is a word or phrase that becomes very popular for a period of time. Buzzwords often derive from technical terms yet often have much of the original technical meaning removed, being simply used to impress others. They started to appear in the 1960’s.

‘Learnings’ is a buzzword, it has become very popular in the world of accountability, liability and in particular regulation.

Latest updates

Your Invitation: The Power of 3 Roadshow

Join BlackRock, J.P. Morgan Asset Management and Schroders for the 2017 Power of 3 Autumn Roadshow.

FundsNetwork: A guide to pensions and divorce

After the matrimonial home, the pension fund is often the most substantial financial investment in divorce settlements.

Royal London: Hawkish BoE sends gilt yields rocketing

Commenting on the recent Bank of England meeting, Craig Inches, Head of Short Rates and Cash at Royal London Asset Management said....

Partner news

Aviva Investors UK Property Fund performance

In this video Andrew Hook, Fund Manager for the Aviva Investors UK Property Funds, discusses the fund's improving performance & current strategy.

Aviva’s critical illness cover gets even better

Aviva has enhanced its Life Insurance+ and Critical Illness+ products by making changes to four definitions including the most common payment areas.

Vitality: No gym joining fee

Following the expansion of our gym network we are pleased to confirm that we are offering new & existing clients Wellness Optimiser or Vitality Optimiser.

moneyinfo roadshow - Bristol 26/09/17

Round Table Events - Glasgow 26/09/17

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Bento 853: GDPR is coming
20 Sep 2017

In this issue: GDPR update, investment commentary, protection news and forthcoming events.

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GDPR is coming

The GDPR is the new General Data Protection Regulation. It becomes law on 25th May 2018, affects everyone in the EU, and even us in the UK. Brexit will not change this train coming down the track.

Latest updates

Research on the Seneca Global Income Growth Trust

Read the latest research note from Marten & Co, which gives an overview of recent developments in SIGT.

M&G’s BVTV: Inflation surprises and central bank

This week on BVTV, Mario Eisenegger is joined by Ben Lord, corporate bond fund manager and inflation specialist.

Investec W&I: Market Commentary September 17

The latest upheavals in the White House; inconclusive Brexit negotiations and populist outcry in any number of countries...

Partner news

Royal London: Just the job

Being off work because of an illness or injury is one of the biggest risks your clients face. So we’ve improved our Income Protection to meet client needs.

Rathbones weekly review: Bond man’s Bluff

Central bankers whipsawed gilt markets last week. After months of downward pressure on yields, the 10-year flew from 0.99% to 1.31% in a week.

Utmost Launches Dublin Capital Redemption Option

Utmost has continued its development with the launch of the capital redemption option on its Dublin-based Delegation and Selection bonds.

Architas: World Market Review UK Roadshows - London - 21/09/17

Aviva: Round Table Events - Leeds - 21/09/17

Architas: World Market Review UK Roadshows - London - 22/09/17

Invesco Perpetual: Open Investment Meeting - 22/09/17

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Bento 852: Doing what we have always done is not good enough anymore!
18 Sep 2017

In This issue: Business development update, ethical investment update, investment events, investment commentary and protection news.

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Doing what we have always done is not good enough anymore!

I had an interesting meeting last week with a new client. They were looking for some help to identify how they drive their business forward.

My first question to them was my standard opening what is your company’s vision for the future. His response was quick, to the point and sadly all too familiar to me. He told me:

“I don’t have time for all that nonsense I’m too busy running my company”.

Latest updates

sriServices: 'Screened, Themed and Engaged 2017'

The aim of the event is to help attendees develop a deeper understanding of a wide range of SRI issues and options

Save the Date - Seneca IM anniversary drinks reception

We would be delighted if you would save the evening of 2nd November in your calendar to join us for drinks & canapes to celebrate the third anniversary.

Prudential: 5 days, 5 planning questions

Prudential are running an event throughout the week of 18 to 22 September.

Partner news

M&G Investents: BVTV: The ECB & primary markets

This week on BVTV Anthony Doyle speaks with Dr. Wolfgang Bauer, M&G fund manager.

NS&I survey reveals that security prevails

Clients feel that the security of their savings is more important than the risk of inflation eroding their returns.

Just: Adviser Forums – last chance to book your place

Don’t delay. Register now for our upcoming Adviser Forums this autumn.

M&G Investments: Meet the Managers 2017 - Birmingham 19/09/17

M&G Investments: Meet the Managers 2017 - Nottingham 19/09/17

Avivia: Round Table Events - Derby 19/09/17

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Bento 851: Managing foreign exchange risk during periods of high volatility
13 Sep 2017

In this issue: Investment commentary, protection news, forthcoming events and pension update.

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	[greeting_bento]

Managing foreign exchange risk during periods of high volatility

Over the past year, currency values have fluctuated wildly against each other. It will not have escaped many people’s attention that following the UK’s vote to leave the EU, the pound has weakened by around 15% across the board. For any business involved in international trade, this kind of volatility can have a significant impact on profitability if not effectively managed.

Latest updates

M&G: Equities Market Perspectives

In this month’s update, Investment Director Ritu Vohora looks at the case for investing in Japanese equities.

BlackRock: UK Investment Conference 2017

We would be delighted if you could join us for the BlackRock Investment Conference 2017 taking place in two locations, Edinburgh & Manchester.

Aviva: Best Doctors – Going that extra mile

Serious illnesses like cancer and heart conditions are sadly all too common, and the very latest treatment options aren’t always readily available.

Partner news

Investec W&I: Bullets Dodged...For Now

Welcome to this week's edition of Weekly Digest; a topical in-house review of world stock markets and the global economy.

Prudential: What limit applies to pension contributions?

Prudential’s technical helpline are frequently asked ‘what is the maximum employer pension contribution that can be paid’.

Rathbones weekly review: Irma overshadows Brexit

As Parliament reconvened to debate the European Union withdrawal bill, the fractious Brexit discussions were overshadowed.

Architas: World Market Review UK Roadshows - 14/09/17 - North West

Architas: World Market Review UK Roadshows - 15/09/17 - Northern Ireland

M&G Investments: Meet the Managers 2017 - 15/09/17- London

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Bento 850: Death by regulator
11 Sep 2017

In this issue: Investment news and Protection news

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	[greeting_bento]

Death by regulator

We hear that the FCA has announced a ‘Terminator’ inspired marketing campaign, yes, a marketing campaign, to encourage those who have not had a win on the PPI lottery yet to get truly lucky.

Latest updates

Aviva: Client confusion over pension freedoms

In March 2014 George Osborne announced the most fundamental reform to the way people can access their pensions in almost a century.

Schroders: What you pay, not the growth you get

Investment can be as prone to trends as any other area of life.

Aviva:We’d like to invite you to our Round Table Events

As a valued Protection Adviser, We’d like to invite you to our Round Table Events, at a location near you.

Partner news

Prudential: The 'what' of trusts – Probate Trust

This is the last article in Prudential’s trust series where Technical Manager, Helen O' Hagan makes the trust journey simple & less complex

Royal London: Oliver’s story

When Oliver was diagnosed with Leukaemia, his mum and dad’s world was turned upside down.

FundsNetwork: Taking CII pension exams next month?

Our resource of 36 technical videos can help you prepare for taking pension qualifications.

Architas: World Market Review UK Roadshows - Wales - 13.09.17

M&G Investments: Meet the Managers 2017 - Bristol - 13.09.17

M&G Investments: Meet the Managers 2017 - Cardiff - 13.09.17

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Bento 849: Joffy's Journal - Global financial crisis
8 Sep 2017

In this issue: Investment news and Protection news

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Joffy’s Journal – Global financial crisis

In this first in a series of videos looking at the change in investor behaviour over the years, Global Head of Retail Sales, Jonathan (Joffy) Willcocks examines the global financial crisis and the ensuing reaction from investors.

Watch the video >

Latest updates

Aviva: Cover Protection Adviser View 2017: results

Earlier this year we began working with Cover to shed some light on the views of the UK’s protection advisers.

Investec Wealth & Investment: Autumn Leaves

Welcome to this week's edition of Weekly Digest; a topical in-house review of world stock markets and the global economy.

Just: Protection product withdrawal

Since the merger of Partnership and Just Retirement we’ve been reviewing the demand and cost of maintaining market presence

Partner news

Prudential: HMRC finds success ‘in the round’

Prudential explores a tribunal case which focuses on whether or not a furnished holiday letting business qualified for 100% Business Property Relief

Putting a VitalityLife policy into trust, never been easier

Putting a VitalityLife policy into trust has never been easier for advisers.

Aviva Investors: Macro month: UK election

Equities advance, bonds fall as UK election stuns market.

M&G Investments: Meet the Managers 2017 - Southampton - 12/09/17

World Market Review UK Roadshows . 13/09/17

M&G Meet the Managers 2017 - Bristol

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Bento 848: Money laundering and the Premier League
6 Sep 2017

In this issue: Investment news, Benefits news and Panacea announcement.

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	[greeting_bento]

Money laundering and the Premier League

'Some people believe football is a matter of life and death. I'm very disappointed with that attitude. I can assure you it is much, much more important than that.’ Bill Shankly

And it would seem to be as true today as it was then, but for very different reasons.

Latest updates

FundsNetwork: Defined benefit transfer

Our latest pension technical videos focus on the issues to be considered when looking at transferring out of defined benefit schemes.

M&G: Kicking off Finance

Fund Manager, Jim Leaviss is put through his paces by a hard-hitting, football loving journalist.

Panacea Adviser announce Seneca as latest partner

Panacea Adviser has announced Seneca Investment Managers (IM) as the latest firm to join its growing roster of provider partners.

Partner news

Legg Mason: Balancing yield and risk

Low rates have pushed yield-starved investors further down the quality spectrum - and they could end up reaching for too much default risk.

NS&I: Breaking new ground:

A man from Northumberland is the first person from the county to win the Premium Bonds £1 million jackpot.

Rathbones weekly review: Tension building

North Korea tested its largest ever nuclear weapon on Sunday, reportedly a hydrogen bomb.

Meet the Managers 2017 - Newmarket - 07/09/2017

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Bento 847: Investment Intelligence Seminars Round 3 2017
4 Sep 2017

In this issue: Partner offer, Partner event, Investment news and Protection news

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Investment Intelligence Seminars Round 3 2017

We will begin this round with the usual update on global financial markets, looking at the fundamental drivers of their performance and prospects going forwards. With a backdrop of increased political instability and uncertainty around Brexit negotiations, there will be a particular focus on the UK economy.

Read more >

Latest updates

Sytner: Don't be late for the '67 plate

It's the time of year for the new number plates, this time bringing the '67 plate to the roads! We've lined up some September Special deals.

Plain English Finance: Our fund is here...

I am delighted to be able to announce that, last week, Plain English Finance was granted authorisation to launch our first ever investment fund.

Seneca: Peter Elston's Investment Letter

This month, Peter writes about poor active management & also looks at the position of Seneca Investment Managers in the world fund manager rankings.

Partner news

Invesco Perpetual’s Open Investment Meeting

Join us on the morning of the 22nd September in London as 4 of our most respected investment professionals, give their market and asset views.

Legg Mason: ESG and Credit Ratings

Credit Rating Agencies are making progress in identifying and reflecting environmental, social and governance risks in the credit rating process.

Aviva: Giving you the knowledge

We understand the level of professionalism you demand of yourself as a financial adviser - and the expectations of regulators and your clients.

Meet the Managers 2017 - Glasgow 04/09/17

Meet the Managers 2017 - Edinburgh 05/09/17

Meet the Managers 2017 - Newmarket 07/09/17

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Bento 846: Consumer debt: tipping point?
29 Aug 2017

In this issue: Investment news and protection news.

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	[greeting_bento]

Consumer debt: tipping point?

Many recent headlines harken back to the start of the Global Financial Crisis nearly ten years ago, with news about out-of-control housing bubbles, problems in subprime lending and rising delinquencies among over-extended borrowers.

Latest updates

Prudential Market Insights

David Shairp, Head of Research at Prudential Portfolio Management Group, discusses the baseline outlook for the global economy.

Aviva Investors: The case for Multi-asset

Aviva Investors’ multi-asset team discuss market correlation, volatility targeting and the folly of home bias.

Legg Mason: The Right Kind of Growth

Yield is the obsession of many an income investor, but to us this is secondary to growth.

Partner news

Legg Mason: GIS - Dig for Victory

British investors are more worried about generating income in a low-interest rate world than they are about Brexit.

Prudential Oracle Technical August edition

Summer holidays are over up here in Scotland but some non-Scottish readers will be mid-holiday, so the Prudential team have some light reading for you.

Aviva: Over 37m paid in IP claims in 2016

The right support, for as long as it takes. If the unexpected happens...... Your clients can expect to be looked after.

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Bento 845: Deal or No Deal
25 Aug 2017

In this issue: Panacea opinion, retirement update, protection news and Investment commentary.

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	[greeting_bento]

Deal or No Deal

I've just returned from my Summer holiday and read this. I don't see any other comments, however I do find this really interesting and would be interested to know if anyone else has had this experience.

Read more >

Latest updates

M&G: BVTV: “high yield” in name only

This week on BVTV Anthony Doyle speaks with James Tomlins, M&G fund manager.

Seneca IM Experts in Multi-Asset Value Investing

Like a journey to a new destination, investors can benefit from an expert to guide the way.

Just: Retirement Unscrambled

Mid retirement financial health check. The decisions people make at the start of their retirement may not fit with their future requirements.

Partner news

Aviva: New ALPS business tracking– case notifications

We've listened to your feedback and made changes to our business tracking.

BlackRock: 3 key market themes

In case you missed it, BlackRock recently released their mid-year Global Investment Outlook covering key investment themes.

Royal London: Review Service – Easy to use

Our new Review Service is designed to put more power in your hands.

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