• Practical Protection Podcast: Dementia

    This issue discusses arranging protection insurance for someone living with dementia. The very first thing that you need to do, in my opinion, is to consider the person as vulnerable, with partners and children being classed as potentially vulnerable. The next step is to check with your compliance and any other oversight, to determine what…

  • Why Does the Protection Gap Still Exist?

    Thirty years ago there were 36 insurers offering both life and critical illness cover. While many have since disappeared through consolidation and acquisition, within eight years annual sales of critical illness policies exceeded one million – around double the volume seen in more recent years.So what has gone wrong?

  • Practical Protection Podcast: Fatty Liver Disease

    The options for life insurance, critical illness cover and income protection can vary quite a bit, depending upon the cause of the fatty liver and the stage that it is at. The good news is that the liver has a brilliant capacity to heal itself, so there can often be options for insurance.

  • Practical Protection Podcast: Neurofibromatosis

    Hi everyone, we are talking about neurofibromatosis, a rare condition that causes tumours to develop in the body. The tumours are not usually cancerous, but it is still a condition that can lead insurers to take an extra look at the insurance application.

  • Practical Protection Podcast: Weight Loss Drugs

    We are back and talking about the use of weight loss drugs and getting protection insurance. Millions of people in the UK are now taking drugs like mounjaro and ozempic, to help them reach a healthy weight.