• The retirement risk advisers may be overlooking

    Client conversations can cover some of life’s most difficult possibilities, from divorce and bereavement to serious illness and market downturns. But there is another risk that can have a profound impact on someone’s financial future: what happens if a client cannot keep earning for as long as their retirement plan assumes? Almost 900,000 people aged…

  • Last chance to join: The four L’s of “retired” life

    Don’t miss your opportunity to earn 90 minutes of CII Structured CPD. Thursday 17 September  – 10.00am – 11.30am When it comes to delivering retirement outcomes, a simple way of looking at income is the four L’s – Living, Lifestyle, Luxury and Legacy. Join us for a session with Les Cameron, Head of Technical at…

  • Earn 90 minutes of CII Structured CPD: The four L’s of “retired” life

    Living, Lifestyle, Luxury, Legacy. Join M&G’s Les Cameron on Thursday 17 September (10:00–11:30) for practical insight on guaranteed income in retirement – helping you have confident client conversations on managing risk, tax treatment and intergenerational wealth. Secure your 90 minutes of CII Structured CPD. When it comes to delivering retirement outcomes, a simple way of…

  • The chart your clients actually need to see

    If you asked ten advisers what the retirement conversation is really about, none of them would say asset allocation. It’s something much more human than that. Will I be alright? Have I got enough? Can I stop working? Will there be something left for the children? The industry has poured a lot of energy into…

  • How well is your Centralised Retirement Proposition really holding up?

    The FCA’s retirement income thematic review took a close look at how firms evidence suitability in decumulation. Two areas it flagged as varying widely from firm to firm were cashflow modelling and stress-testing. Add Consumer Duty on top of that, with its expectation to avoid foreseeable harm and deliver good outcomes, and it’s a good…

  • The one question clients actually want answered

    Most advisers can picture the moment. A client sitting across the table from you, maybe a year or two out from retirement. You’ve talked them through the fact-find, the risk profile, the recommended portfolio. Everything is documented, everything is signed off. Then, quite often near the end, they ask the question they came in with…

  • Rethinking pension wealth for a new IHT landscape

    This practical case study explores estate planning strategies. Using a client scenario, it demonstrates how advisers can help clients reduce potential IHT liabilities through pension withdrawals, regular gifting from income and tax-efficient intergenerational wealth planning, while maintaining long-term financial security. Planning for the inclusion of defined contribution schemes in the IHT net It is fair…

  • Still time to register: Pensions and IHT

    With under 8 months until most pensions fall into the IHT net, join M&G’s Les Cameron on 20 August for a clear update on who’ll face a liability, how it’s paid, and case studies on reducing it – covering DGTs and loan trusts. Up to 90 minutes of CII CPD.

  • Last chance to join: PruFund Power Hour

    There’s still time to register for Tuesday 25 August (15:00–16:00). Join M&G’s experts for 60 minutes on what today’s markets mean for your clients – covering concentration risk, retirement suitability, behavioural finance and the latest PruFund performance and EGRs. Includes 60 minutes of unstructured CPD.

  • Pensions and IHT: should clients’ Expression of Wish be updated now?

    With pension death benefit rules set to change from April 2027, now is the time to revisit Expression of Wish forms. Fidelity Adviser Solutions’ Paul Squirrell explores the practical planning considerations, potential pitfalls and what advisers should do if a client dies with outdated instructions.