10th May 2024

Cirencester Friendly: My Earnings Protected

Our My Earnings Protected product offers a choice of claim period. Your clients can choose Long-term or Short-term cover of 2 years.

As well as a wide range of deferred periods including split deferred, and cover of up to 65% of earnings, your clients have access to income protection cover to meet their current needs.

For full details of all our products, visit our website Home (cirencester-friendly.co.uk) or speak to our Advisers Services Team, who are available to help you as part of our unique service offering.

0800 587 5098
adviserservices@cirencester-friendly.co.uk

Protection

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Practical Protection Podcast: Dementia

This issue discusses arranging protection insurance for someone living with dementia. The very first thing that you need to do, in my opinion, is to consider the person as vulnerable, with partners and children being classed as potentially vulnerable. The next step is to check with your compliance and any other oversight, to determine what you are and are not allowed to advise on in this situation.

Practical Protection Podcast: THE Best Insurer

In this episode I have discussed the things that different insurers offer, that stand out to me. So this is my opinion, based upon my experience of when a client has explained their circumstances and I have gone ‘ooooh, Insurer X will be perfect’. I’m not going into underwriting or every single thing that makes an insurer unique, it’s just an overview of key parts of their products and services that make them a good choice for your client.

Talking Protection - Think Marathon Not Sprint

In the latest AMI Protection Viewpoint report, only 39% of respondents recalled their broker asking about protection insurance, but 99% of brokers said they asked their clients about it

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