Visit the Royal London sponsor area

3rd December 2014

Royal London: Welcome to the new era of retirement planning

As you know retirement is changing. Ned Cazalet has written an in-depth paper, ‘When I’m 64’, detailing the changes and the impact of these changes on your clients. 

The report stands at 129 pages long so we’ve produced our own summary of Ned’s paper, giving our opinion on the key messages and the impact each could have on you and your advice process.  

Even before the Budget announcement, the retirement market was changing.  People are living longer, annuity rates are on the decline and the needs of those in retirement fluctuate over time.  This means that the traditional approach to retirement planning probably won’t meet the needs of most clients and as a result of the budget, we’re sure to see a dynamic shift in the solutions available. 

So, what do we think are the key points from Ned’s paper that you need to consider when advising your clients?  Well, there’s a lot of information in there but we’ve highlighted three key areas:

  • Longevity
  • Inflation
  • Sustainability 

To find out what these key points mean for you and your clients, visit our new Royal London website.

Partner Guides & Whitepapers, Retirement

Registration

Free Registration and CPD

Read More

Related Articles_

Paul Harper Search: Shaping Your Brand – A Guide to Effective Personal Branding

Gary Vaynerchuk, the highly regarded entrepreneur, author, speaker, and marketing guru once said: "Your personal brand is your reputation and your reputation in perpetuity is the foundation of your career." In this article, I will share some insights on how financial professionals can harness personal branding to gain more traction in the market. Whether you are looking to attract new clients, build industry authority, or secure your next big career move.

Read More

Baillie Gifford: When consensus fails: EM research in practice

A new paper by investment manager Alex Summers explains how Baillie Gifford’s Emerging Markets Team seeks to use deep and differentiated research to test where we differ from consensus and to build real conviction. Capital at risk.

Read More

Fidelity Adviser Solutions: The simple 4-step guide to securing lifetime income

If you’re looking to understand how a guaranteed income solution works on Fidelity Adviser Solutions’ platform, this short video is a great place to start. It walks you through the essentials in four easy-to-follow sections: what guaranteed lifetime income is, the quote process, income options and blending solutions. 12-minute watch

Read More

You need to be logged in to comment on this article