Industry news and views from Panacea and our partners.
Technical_
Prudential Spring Budget 2021 analysis
Their technical team are here to digest those big announcements that affect financial planners and tell them what we think it means for their clients and advice.
Les big fat quiz of the year webinar
Prudentials technical team have been reading, writing and presenting on technical matters all year. From top slicing to tapered annual allowances, lifetime allowance to lifetime gifting and special types of trust to scheme pays. Questions have been varied and (sometimes) interesting.
Nucleus: Illuminate live focus, focusing on what matters right now
If you missed last weeks illuminate live focus session with Julie Littlechild, you can watch the replay on our website by clicking the link below.
Curtis Banks: Technical Focus Live webinar series
Our Technical Focus Live webinar series is available now on our CPD On Demand hub, where you can catch up on our CPD accredited material at a time that suits you.
Welcome to Prudential Oracle Plus hub!
Prudential are improving the way they get their insights to you. Their bringing you more digestible content on a more regular basis so you no longer need to wait for editions.
FundsNetwork: Taking CII exams next month?
With over five hours of content, broken down in snippets of eight-minute tutorials, FundsNetwork's library of retirement technical videos can help you prepare for CII pension exams. Their video focusing on exam technique tips is particularly popular at this time of year.
FundsNetwork: Retirement technical training
Studying for your CII pension exams (J05, R04, R08, AF3 and AF7)? Then, take a look at FundsNetwork's range of 47 videos.
Prudential: Extracting Profits from a limited company in the most efficient way
Robert owns a limited company and reviews his remuneration at the end of his reporting period, 31 March each year. He usually takes a combination of low salary and high dividends. The business has generated £100,000 of profit for the year and Robert uses the remuneration taken out in December to pay his bills etc for the next calendar year.
Prudential Pensions and Divorce
Going through a divorce is a difficult time, both emotionally and financially. Good financial advice can bring benefits, not only when splitting the marital assets, but also in the future when retirement takes place.
Prudential: Financial Planning for Pensions and Divorce Webinar
On this webinar, Dave Seager, Managing Director of SIFA Professional, along with Heil Hewitt and Gary Riches of Scrutton Bland Financial Services and Les Cameron, Head of Technical at Prudential.
Prudential: All aboard the online train
As we all know too well,. HMRC has a multitude of forms, but regardless of that, can you specifically identify Form 41G? Graeme Robb, Senior Technical Manager at Prudential goes into more detail.
FundsNetworks technical content all in one place
This toolkit brings together a range of topical areas which have been popular with advisers and paraplanners in recent months. The electronic document has been set up to allow you to easily navigate to the content of most interest to you.
Defaqto: Platform service review 2019
The results of our annual platform service review are now available. The survey asked financial advisers to rank the most important aspects of service and then rate their own experience of platform providers.
Dynamic Planner Strikes Deal With threesixty
The collaboration will allow threesixty clients who adopt Dynamic Planner to seamlessly access the threesixty approved suitability letters. In addition, where registered, they will also be able to select from threesixty approved funds list, alongside the whole of market investments advisers can select from in Dynamic Planner.
Defaqto: KIIDs and fund documents included in Engage Core
Defaqto has added Key Investor Information Documents (KIIDs) and fund factsheets to Engage Core, our award-winning end-to-end financial planning software, to further the offering we provide.
Dynamic Planner puts Institutional Level Asset Analysis at Fingertips of Advice Firms
Dynamic Planner, the UK's preferred digital risk profiling and asset allocation investment service, has extended access to a level of precision and detail across 49 asset classes that has until now only been used by Dynamic Planner's Asset and Risk Modelling team (ARM).
Defaqto: The evolution of DFM due diligence
Fraser Donaldson looks back at the evolution of the selection process for advisers for discretionary fund management proposition.
Dynamic Planner: Why recommend Risk Target Managed investments for clients?
Demand for Risk Target Managed (RTM) solutions was driven originally by the then FSAs Assessing Suitability paper published in March 2011. This set a key expectation that when your clients are risk profiled, the investment recommendation is profiled on a consistent basis, both at the time of initial advice and as part of your ongoing service.
Dynamic Planner partners with Panacea to help inform community
Dynamic Planner has teamed up with Panacea Adviser to help keep sector professionals informed with key industry insight and developments.
Prudential: Leaving on a jet plane what does this mean for tax relief on future pension contributions?
My bags are packed and Im ready to go but is there anything I should do about my UK pension before I move overseas?
FundsNetwork: Pensions and divorce - a technical guide
From earmarking orders, to pension sharing, lifetime allowance considerations and offsetting, FundsNetwork's Pensions and divorce guide covers the important technical details.
A career of highs (and occasional lows)
Libertatem were recently very pleasantly surprised to find their very own Garry Heath has been recognised as one of the 100 most influential people in the global financial services sector by a leading industry publisher.
Prudential: Thoughts about bonds
A bond is normally a single premium whole of life contract which offers many features and benefits. In Helen OHagan, Technical Manager at Prudentials opinion, heres some of the salient features of bonds.
Prudential: Power of Attorney and the foreign element
The world is getting smaller, there is more and more movement of people between countries than ever before. So what happens when you have an elderly person who has a power of attorney in place which was not set up in the UK. Helen OHagan, Technical Manager at Prudential explores.
Schroders: What is Blockchain and why will it revolutionise business?
Cryptocurrencies like Bitcoin get all the attention (and notoriety), and in this article, we discuss why it is actually the underlying Blockchain technology that we believe will revolutionise global business.
Prudential: The Annual Allowance (AA)
Mark Devlin, Technical Manager at Prudential covered pensions tax relief in their last edition of Oracle Technical. In the February edition hell go through the flip side of the pension funding conundrum, the Annual Allowance (AA).
Prudential: Wholly disproportionate gains
Exceeding the 5% tax deferred allowance for life assurance bonds can result in gains which are disproportionate to the true gain made within the bond.
moneyinfo: GDPR 3 - The technology solution
If youve not yet heard of the GDPR then please look at our earlier articles on how to plan for the GDPR in your organisation on www.moneyinfo.com/news. The drop-dead date is 25th May 2018 and as an adviser firm theres a lot to do to ensure you can comply with the new rules.
The Utmost Technical Academies are back for 2018
Following the successful schedule of academies in 2017, Utmost are delighted to announce the dates for the first series of their 2018 programme. The forthcoming series is titled Financial Planning with Trusts and focuses on the different types of trusts in the financial planning environment.
T. Rowe Price: Technology: The rising impact of disruption
T. Rowe Prices Joshua Spencer discusses the accelerating pace of innovation in technology and how areas such as cloud computing and artificial intelligence are creating interesting opportunities across a wide range of industries.
Prudential Oracle Regulatory Special
Whys it special? They have moved away from the usual legislative world of tax, trust and pensions that they normally cover. In this edition their looking at some hot topics in the regulatory world.
Prudential: Planning for £50,000+ tax-free annually
Nobody likes paying tax, but luckily our system offers legitimate opportunities to diminish tax payments. Liz Hardie, Technical Specialist at Prudential explores. By carefully preparing and planning a multi-wrapper solution for clients with capital/disposable income to invest, we can help them achieve in excess of £50,000 p.a. tax free. help them achieve in excess of £50,000 p.a. tax free.
Prudential: Festive (tax) quiz of the year: Register now
Test yourself at Prudentials interactive webex quiz on the common areas their Technical Team get asked about and earn 1-hour CPD. Sign up today.
Prudential: Run for cover
For many small businesses surplus cash is a nice problem to have. Or more precisely, what to do with that cash sitting on the Balance Sheet which is surplus to business needs - cash which is surplus to normal working capital requirements. Graeme Robb, Senior Technical Manager at Prudential explores some options.
Prudential: You do the hokey cokey and the Money Purchase Annual Allowance is £4,000
The Government announced their intention for the Money Purchase Annual Allowance (MPAA) to reduce, to £4,000 from 6 April 2017, in their final spring budget on 8 March 2017. Jacqueline Clezy, Prudential Technical Specialist goes into more detail.
T. Rowe Price: Splash The Cash: Abes Corporate Governance Reforms Unleash Japans Potential
Japan is a nation famed for its culture and traditions. Unfortunately for investors, this has often meant higher corporate savings and meagre returns. Now, however, governance reforms by Prime Minister Shinzo Abe could be changing this, as Japanese companies look to reward their shareholders
Prudential Annual Allowance support
Did you know the Prudential technical helpline has handled over 1400 queries about Annual Allowance so far this year, making it their most popular topic.
FundsNetwork: Taking CII exams this October?
With pension exams fast approaching, why not take a look at our library of 36 pension technical videos to help you prepare? Topics range from defined benefit transfer issues to tax relief and lifetime allowance considerations. We also have a video on exam techniques, touching on strategies around the marking scheme and the best ways to approach your answers.
Prudential: Where theres a will theres a way
In this article Graeme Robb, Senior Technical Manager at Prudential explores the limited circumstances under which Probate Service will now accept online applications from personal applications.