Industry news and views from Panacea and our partners.

Industry News_

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Transfer Analysis Tools to the Adviser market


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RDR interim report suggests diploma benchmark


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The FOS, the Hunt Review and the 'Misrememberers'


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Panacea discusses IFA FOS concerns with the Chancellor of the Exchequer


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Too Good To Be True?


“Jobs figures bring welcome relief” was the leading headline – but in my view not so much relief as astonishment. Last week’s unemployment figures for the UK were heralded as the lowest for thirty years at 5.1% (down 0.1%) with even the numbers claiming jobseekers’ allowance declining. Our “working” population has risen by 465,000 in the past year to a total of 29.51 million and apparently this is the biggest increase for a decade. Just to add to the unremitting joy, vacancies were also at their highest since the current records began in 2001 and even redundancies were at their lowest, 106,000, since 1990. Surely a wondrous day for the British economy?

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Sell your IFA business and have your complaints dealt with by an expert


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Please Sir, Can I have some more?


What do Chinese pork, Indian rice, Australian wheat and U.S. corn have in common? Unfortunately right now, a great deal! Their prices have relentlessly marched upwards in the past year and they have the dubious honour of contributing to the current plight of food price inflation that is gripping the world.

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AEGON Scottish Equitable News


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Offer your clients Life or Critical Illness Cover with our new indexation option.


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Money Laundering online course - what you need to know


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Is this the world’s biggest hedge fund?


What do you call a hedge fund with a government? Probably Iceland. For a country with the population approximately the same as that of Scunthorpe, this little nation has made a remarkable amount of noise over recent years. Better known for its turbulent geology and hot springs, it has more recently become known as a purveyor of equally hot money into various areas and especially the UK economy. As an example, the investment business Baugur has included an eclectic range of relatively small holdings in a variety of assets and reads more like a list of the typical British high street or shopping mall.

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Compliance Tip - Not that old chestnut again!… Factfinding


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News from Trustnet: ISA season falters; alternative investments


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AEGON Scottish Equitable News


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Tools


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Scottish Widows micro site


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Lies, Damned Lies, and Statistics


If Mark Twain were alive today uttering these now famous words, I wonder just how amused he would be with how we have become subservient to a plethora of numbers. From exit polls directing the strategy of a presidential campaign, to TV shows entitled ‘8 out of 10 cats’ and politicians citing figures to convince us the economy is in fact quite healthy in their capable hands, statistics are now inescapable.

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News from AEGON Scottish Equitable


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Going to “L” in a hand cart


“Well what shape is it?” has been one of the most recent questions I have been faced with. “Is it going to be a V or U shaped recovery, or maybe a long bath shape?” Of course one would love to come out with a firm and clear idea of how the market will come bouncing back, but of course one can’t because not only would it be an irresponsible guess but also because nobody actually knows.

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Take control with our advanced new system?


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Wizard Learning: Review of year end tax planning – A guide for those advising individuals and businesses


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Trustnet: European dream


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Somewhere over Sumatra


Singapore I regard as my second home – tidier, warmer and generally better organised than West London. Although there are sometimes criticisms about the staid and reliable nature of Singapore’s operations, frankly I would regard that as great compliment. In Singapore things work – and work well. For a still young nation, they have a lot to teach many more patronising older nations. After all if you turn on a switch the lights come on – there are many areas of the region and the world where that does not happen all the time – including on occasion in my house in London.

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Tele-interviewing delivers for financial advisers and clients


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Compliance Tip March 2008: Treating Customers Fairly (TCF) – Are You Prepared?


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Sunshine and Roses


Here at the headquarters of Seven Investment Management, we in the investment management team are renowned for our rather pessimistic economic views and are affectionately called the ‘doom and gloom corner’. Mostly we wear this badge of honour with some pride and take comfort from the fact our cups are always half empty (incidentally, what’s the difference? Half empty, half full, at least we can all agree that the cup isn’t full yet!) However after spending the last two days trapped in a building (where I just happened to be attending the Euromoney Bond Congress) with fellow bond investors, chief investment officers and chief economists of some large investment managers, speakers representing the OECD, the Treasury of the United States, Central Bankers (the list is endless but distinguished), I came to this conclusion. We in the investment team are now faced with an identity crisis! Compared to the doom mongering I have listened to, we are positively full of sunshine and roses!

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The Refined Art of Rock Knocking


Oh what a chorus of half baked ill informed wingers. Since the decision to “nationalise” the Rock last Sunday, we seem to have suffered the rants and ravings of anybody with a view about the apparent impending demise of this institution.

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Adult children tug at the purse strings to the tune of £12,000


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Explore the new opportunities offered by business protection?


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Scottish Widows discuss their new retirement account product with an industry expert


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Scottish Widows adds functionality to retirement account


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Are you considering VCTs for your HNW clients?


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News from AEGON Scottish Equitable


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How to Avoid Tax on Foreign Property


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“There will be blood”


What an apt title – this recently released film about an early rapacious American oil magnate has provided a most pertinent title for some comments this week. The film may be about the oil industry but it is the banking and financial services area that really concerns me.

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Panacea technical support facility


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Introducing Income Release from Scottish Life


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Xin Nián Hao! – Happy Rat


For my Chinese cousins 8 is a very lucky number and thus this year should be one of good joss, but so far the outlook would appear far from positive – in fact more like a 4. We have all become used to, or even complacent about, the continuing growth story of the Chinese economy. After all, we have seen record reserves, record exports, and come to that, record imports and seemingly any statistic that comes out of the People’s Republic is designed to impress.

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Small IFA victory at last as Judge rules against FOS over “unfair” case fees


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News from AEGON Scottish Equitable


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