Industry news and views from Panacea and our partners.
M&G Wealth
M&G: Coaching the retirement mindset from saver to spender
This piece explores the emotional and financial shift your clients face as they move from saving to spending, and how you can support them in making the most of their accumulated wealth.
M&G: Beyond U.S. Exceptionalism: Why Global Market Dynamics Matter More Than Ever
Explore how global market shifts are creating new opportunities for diversified portfolios - find out why looking beyond the US matters.
M&G: Blending Retirement Solutions guide
The guide explores how combining the growth potential of PruFund with the certainty of the Prudential Guaranteed Income Plan can deliver both flexibility and security throughout retirement.
Les Cameron’s Big Fat Quiz of the Year
Thursday 18 December 2025 - 10.00am - 11.30am - Every year, M&G’s Technical Team answer thousands of questions from advisers and paraplanners across the full financial planning spectrum. Keeping to tradition, December is when they turn the tables and ask you the questions – that’s right, it’s Les Cameron’s Big Fat Quiz of the Year!
Autumn Budget 2025
The Tech Matters team have been focusing on those things most directly affecting financial planning and have written up their thoughts on what might be necessary to stop, necessary to start and what can continue with a "nothing to see here”.
M&G Wealth: Embedding vulnerability into financial advice: A regulatory and human imperative
In today’s financial landscape, the fair treatment of clients in vulnerable circumstances is no longer a regulatory footnote. It’s a central pillar of ethical and effective advice.
M&G: From lost pots to smart advice: Navigating the upcoming pensions dashboard
According to the Pensions Policy Institute it’s estimated that around £31.1 billion is sitting in lost or unclaimed pension pots across the UK. This figure highlights how fragmented the pensions landscape has become and why the government’s Pensions Dashboard Program is being seen as a long-overdue step toward greater transparency and engagement.
M&G: Silence to strategy: The power of advice for family finances
Money is personal. It’s emotional. And for many families it’s hard to talk about. Financial advisers have a unique opportunity, and responsibility, to help families open up, plan ahead, and build financial confidence across generations.
M&G Wealth: Bypass Trusts: Reassessing their role in a changing legislative landscape
Before pension freedoms, it wasn’t uncommon for death benefits from a pension to be placed into a Bypass trust. In this session, Senior Technical Manager Neil Macleod looks at where we stand now and why the bypass trust still has a place in financial planning.
M&G Wealth: Pre-Budget policy, regulation and planning
Ahead of the Autumn Budget – on Thursday 20 November – we’ll be running a Techy Thursday Special online event with guest speakers from AJ Bell to present a broader industry view of the ‘state of the nation’.
M&G Wealth: Autumn Budget 2025
Chancellor Rachel Reeves has set 26 November as the date for the Labour Government’s second Budget.
PruFund invests across the UK and around the world
The PruFund range of funds leverage off the size and significant scale of M&G plc, an organisation that has £346.1bn Assets under Management and Administration (AuMA)* and global presence with 39 locations worldwide across 27 markets. The global footprint of the company allows it to identify and capitalise on investment opportunities across different regions, providing customers with globally diversified portfolios.
Smoothing volatility since 2004
PruFund has been smoothing market volatility since 2004 - helping your clients stay invested with confidence. With over 20 years of proven performance and around 500,000 UK investors, it’s a trusted choice for long-term growth. Watch this short video to see how PruFund has helped navigate uncertainty for two decades
PruFund as an Income Engine
The purpose of this guide is to highlight how the PruFund range could be used for providing income to a client from different tax wrappers. It’s not designed to make specific recommendations. The guide assumes an investment in PruFund in totality where it’s used, whereas in practice it may be part of an ongoing strategy alongside other investments.
Prudential Guaranteed Income Plan - David's bespoke option: a combination of both
This plan is great for someone who wants a fixed-term solution that they can reassess and change in a few years’ time.
Prudential Guaranteed Income Plan - Anne's tailored plan: maximum lump sum
This plan gives your clients a guaranteed lump sum – and the highest possible one. If the fund performance is in line with or better than expected, those wins are passed on to your clients.
Prudential Guaranteed Income Plan - Angela's perfect fit: a regular guaranteed income
This plan gives your clients a guaranteed return, but if the plan’s investments do better than the guaranteed return, the extra return gets added on.
M&G: Weekly market commentary - available now
The weekly market commentary from the investment experts at M&G Treasury & Investment office is now available for you to read and there’s also a customer-friendly version to share directly with your clients.
Inside M&G's investment in music: The Seeker Music strategy explained
Music and long-term investing? Not the most obvious pairing - but it’s one M&G have been backing for five years, with PruFund at the core.
M&G: Prudential Guaranteed Income Plan
Giving you the opportunity to mix a guaranteed income and PruFund's smoothing experience to match your individual clients' needs. All in one place.
M&G Wealth: Money Alive Explainer and Refresher videos
We’ve partnered with Money Alive once again to bring your clients two interactive videos – PruFund Explainer and PruFund Refresher. These tools are designed to clearly and simply explain how PruFund works, helping clients better understand the product and engage confidently in their financial planning.
PruFund Power Hour: Quarterly update and investment intelligence unlocked
Watch this online event to get an update on the recent performance and Expected Growth Rates (EGRs) of the PruFund and PruFund Planet Funds, along with a solid understanding of key principles that underpin the PruFund range of funds. You'll also gain insight into how responsible investing is embedded into portfolio management.
M&G Wealth: M&G 2025 Annual Allowance event
In this session, M&G’s award-winning Technical Team will spend an hour drilling down into the fundamentals of the three Annual Allowances – standard, money purchase and tapered – how they work, how you calculate them and how you deal with any tax charges.
M&G Wealth: Weekly market commentary - available now
The weekly market commentary from the investment experts at M&G Treasury & Investment office is now available for you to read and there’s also a customer-friendly version to share directly with your clients.
M&G Wealth: Inheritance Tax on unused pension funds and death benefits
On October 30 2024 during the Autumn Budget it was announced by Chancellor Rachel Reeves that there would be a consultation on how to place discretionary pension schemes into the IHT net.
M&G wealth: Discover the benefits of the Prudential Guaranteed Income Plan
The Prudential Guaranteed Income Plan calculator is designed to help you tailor bespoke retirement income solutions for your clients.
M&G wealth: Are we meeting the needs of female investors?
New M&G research reveals that women are more concerned about market volatility and more likely to value investment solutions that offer stability – like smoothed funds.
M&G wealth: Client-ready videos to support your conversations
We launched two interactive PruFund videos designed to help you have engaging and informative clients conversations.
M&G Wealth: Are your clients’ diversified enough to cope with volatility?
Research published by M&G measured the level of concern that market volatility causes. 61% of investors, and 65% of advised investors, say that the volatility of financial markets worries them. So, one effective way to mitigate investor concern about market volatility for many clients may be to introduce smoothed investment funds into their portfolios.
M&G Wealth: How to give your clients access to private markets
Recent research undertaken by M&G confirms that there is strong retail investor interest. 75% of investors, and 81% of advised investors, say that consumers should have routes to invest in private assets.