Visit the Defaqto sponsor area

7th May 2019

Defaqto: How to analyse workplace pension default funds (60 minutes)

60 minute CPD reading

With many workplace pension providers stating that over 9 out of 10 members use the default fund, this CPD accredited guide provides an overview of key factors advisers should be aware of, understand and consider when reviewing default funds.

Since auto-enrolment started in 2012, over 1.4 million employers have been required to set up saving schemes for over 10 million employees. While existing employers have schemes in place, there are an estimated 175,000 new employers needing to set up schemes every year.

Learning outcomes

Download this guide to learn how to:

  • Identify where improvements in employee benefit packages are available
  • Compare providers’ default investment strategies
  • Identify the main differentiating factors between default funds

All workplace pension providers known to Defaqto were asked to contribute to the study, resulting in one of the most comprehensive assessments of workplace pensions ever published.

Our analysis identifies a number of key areas to consider when reviewing default funds:

  1. Governance and regulation
  2. Provider financial strength and/or capability
  3. IGCs, trustees and investment committees
  4. Investment management key factors
  5. Cost
  6. Investment and performance
  7. Benchmarking and evidencing ‘value for money’

The document is accredited by the CII/PFS and CISI for up to 60 minutes of structured CPD.

Read More

Log CPD

You need to be logged in to see and add to your CPD Record

Related Articles_

How to invest in bonds (60-minute CPD)


Build your practical knowledge of bonds with insights into how the market works and the different ways to invest. Evaluate the options available and learn how to compare different investments.

Read More

Navigating rates (60-minute CPD)


Learn to explain to investors how interest rates are determined, examine the close relationship between interest rates and bonds, and discuss interest rate risk within the context of your investor’s portfolio.

Read More

Bond Basics (60-minute CPD)


If you are new to bonds or looking to refresh your knowledge, Bond Basics is the place to start. It covers the fundamentals including what bonds are, the different types available and how they generate returns for investors.

Read More