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NS&I: Christmas comes early for Premium Bond customers in Kent and Cornwall

Premium bonds news for Financial Advisers and Paraplanners

4 Dec 2017

NS&I: Christmas comes early for Premium Bond customers in Kent and Cornwall

Behind the first door of many advent calendars you might expect to find a small treat, but for two people in Kent and Cornwall this December, Agent Million will be behind their front door personally delivering the £1 million jackpot Premium Bonds prize.

The lucky winners are the 375th and 376th to scoop the £1 million prize since it was introduced in April 1994. The winner from Cornwall is the fourth jackpot winner from the county, while the woman from Kent is the 16th lucky winner from the region.

It is a record-breaking month for the Premium Bonds draw, with more prizes paid out than ever before. For December’s draw, the prize fund rate has been increased from 1.15% to 1.40% and the odds improved from 30,000:1 to 24,500:1, following NS&I decision to pass on the Bank of England’s interest rate rise to savers.

It’s the first time that Agent Million has visited either county this year. The last trip to Kent to deliver the good news was in June 2016, while it was August last year when Cornwall celebrated a Premium Bonds millionaire.

Jill Waters, Retail Director at NS&I, said: “Agent Million has been spreading joy for over 20 years, and this will be an early Christmas present that our two jackpot winners will never forget.

“As it is the season of goodwill, this is the first draw since we increased the prize fund rate and improved odds of winning a prize, meaning that we will be distributing more prizes than ever before in a monthly draw.”

With the new prize fund rate (1.40%, up from 1.15% in November) and the improved odds (24,500-1up from 30,000-1), there are over 550,000 more prizes and the prize fund has increased  by  more than £15 million compared with last month’s draw.

You can find out if ERNIE has delivered you an early Christmas present by downloading the prize checker app for free from the App Store or Google Play or using the Prize checker on 

The woman from Kent who won in December’s draw bought her winning Bond (number: 273WE102226) in May 2016 and currently has £34,050 invested in Premium Bonds.

The Cornwall winner, also female, has held her winning Bond for a far longer period. Her winning Bond (number: 060PV693631) was purchased back in February 2005, and she has £20,000 worth of Premium Bonds overall.

Is it going to be a merry Christmas for you?

Though the jackpot winners receive the top prize in person, the owners of the other 2.9 million prizes will also be hoping for something exciting landing in their bank accounts.

Jill Waters added: “Many people will be sending Christmas cards to friends and loved ones over the next few weeks, and we’re no different, with prizes being posted out over the coming weeks to the lucky winners.

“However, if you want to receive your prizes sooner you can register online to ensure that any future Premium Bonds prizes are paid directly into your bank account via BACS. More than 1.5 million of our customers are already benefitting from this service.”

A Christmas surprise

More than 1.4 million prizes remain unclaimed, worth over £57.4 million. There are 35,895 prizes worth £1.4 million still to be claimed by the winners in Kent, while in Cornwall there are still 10,921 unclaimed prizes to the value of £406,175.

Of these, there is a £50,000 prize that remains unclaimed in Kent. The prize was drawn in the November 2007 draw and was won by a female who has £128 invested in Premium Bonds. The Bond number is 3VT019901. There are also another 25 £1,000 prizes that remain unclaimed in the county. The oldest unclaimed prize in Kent was won by a man with the Bond number AN559184 in the April 1959 draw and is worth £25.

In Cornwall, the highest value unclaimed prize is £5,000. It was won in the January 2000 draw and belongs to a man with just £30 invested. His Bond number is 2MT341072. The oldest prize in Cornwall dates back to October 1968 and is a prize worth £25, due to a man with the Bond number 1HB868193.

Premium Bonds prizes often become unclaimed as a result of people moving house and not telling NS&I, or forgetting that they may have had Bonds bought for them for Christmas as a child. NS&I is urging Premium Bonds holders to reduce the chance of their prizes becoming unclaimed in the future by registering on to have any prizes paid directly into their bank account (with notification by email). There is no time limit for claiming Premium Bond prizes.

In Kent, over 57,100 people currently opt to have their prizes paid by BACS, while in Cornwall, 20,290 have chosen this option.

December 2017 prize draw breakdown

In the December 2017 draw, a total of 2,932,798 prizes – the highest number of prizes in any monthly draw – worth £83,829,075 will be paid out. There were 71,853,493,181 eligible Bonds for the draw.

Since the first draw in June 1957, ERNIE – the Electronic Random Number Indicator Equipment that generates the winning numbers each month – has created 386 million winning numbers, paying out more than £17.9 billion.

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