Legal & General

There are currently over 15.3 million people in the UK aged 60 or over and this segment is growing. We believe that working together with advisers, there is an opportunity to transform and improve the retirement and lending marketplace.

Retirement Income

Our retirement income products are designed to help you meet your client's needs when planning for and throughout their retirement. With life expectancy having increased, income planning and support over the long term is becoming more important. People have different income needs throughout their retirement and we have to consider that some clients might not be ready to make a long-term retirement income decision or they might be looking at a mixture of income options or they might be considering options for a specific time period only. Whatever their situation, we have three types of retirement income products that can help with all these scenarios:

• Pension Annuity
• Fixed Term Retirement Plan
• Cash-Out Retirement Plan

Lifetime Mortgages

Our lifetime mortgages allow your clients to unlock some equity from their home without having to move. It’s a loan secured against their home to give them a cash lump sum or smaller amounts, tax-free, that they can take as and when they need. With a lifetime mortgage your client's won't have to make any monthly payments and instead the interest is added to the amount they owe each month. We offer two types of lifetime mortgages:

• Flexible Lifetime Mortgage
• Optional Payment Lifetime Mortgage

Find out more about our lifetime mortgage products.

Please click on the links below to visit the relevant area of the Legal & General website.

Literature and forms
Download and view the full range of our retirement literature.

News and insight
See our latest retirement news and insight.

Support and tools
View our range of resources designed to make it easier for you to help your clients.

Q0057664 08/18 SUB192945