There are currently over 15.3 million people in the UK aged 60 or over and this segment is growing. We believe that working together with advisers, there is an opportunity to transform and improve the retirement and lending marketplace.
Our retirement income products are designed to help you meet your client's needs when planning for and throughout their retirement. With life expectancy having increased, income planning and support over the long term is becoming more important. People have different income needs throughout their retirement and we have to consider that some clients might not be ready to make a long-term retirement income decision or they might be looking at a mixture of income options or they might be considering options for a specific time period only. Whatever their situation, we have three types of retirement income products that can help with all these scenarios:
Our lifetime mortgages allow your clients to unlock some equity from their home without having to move. Itís a loan secured against their home to give them a cash lump sum or smaller amounts, tax-free, that they can take as and when they need. With a lifetime mortgage your client's won't have to make any monthly payments and instead the interest is added to the amount they owe each month. We offer two types of lifetime mortgages:
Find out more about our lifetime mortgage products.
Please click on the links below to visit the relevant area of the Legal & General website.
Literature and forms
Download and view the full range of our retirement literature.
News and insight
See our latest retirement news and insight.
Support and tools
View our range of resources designed to make it easier for you to help your clients.
Q0057664 08/18 SUB192945
|16 May 2019||CII Equity Release qualification revision workshop - Cardiff|
|6 June 2019||CII Equity Release qualification revision workshop - Barnsley|
|11 July 2019||CII Equity Release qualification revision workshop - Hove|
Legal & General - A guaranteed income with flexibility?
Apr 17, 2019
How can you help your clients achieve financial security while adapting to their changing needs and goals in retirement? Our latest article discusses this challenge, and how the new partial withdrawal feature on our Fixed Term Retirement Plan could help. more...
Legal and General: Helping intermediaries pass with flying colours
Apr 3, 2019
Legal & General Home Finance are helping mortgage intermediaries through their Chartered Insurance Institute Equity Release qualification with free one-day revision workshops across the UK. more...
Legal & General - Is it time to take another look at fixed term annuities?
Mar 25, 2019
You and your clients may be thinking about their financial future, but they canít predict the next few years with any real certainty. more...
Legal & General: Fixed term annuities Ė for the unforeseeable future
Feb 27, 2019
You canít predict the future, but you can help your clients plan for it. In the changing world of retirement, fixed term annuities can provide the right balance of security, flexibility and control for some clients. They provide a regular, guaranteed income and can be used to cover your clientsí essential spending, to bridge an income gap or to allow clients to keep their future options open. more...
A simpler way to do business Ė Legal & General launch new online tracking tool to help advisers
Feb 20, 2019
We are excited to announce the launch of Track My Apps, a unique and simple online tool that will help you follow the progress of your new business retirement applications from start to finish, in just a few clicks. more...