There are currently over 15.3 million people in the UK aged 60 or over and this segment is growing. We believe that working together with advisers, there is an opportunity to transform and improve the retirement and lending marketplace.
Our retirement income products are designed to help you meet your client's needs when planning for and throughout their retirement. With life expectancy having increased, income planning and support over the long term is becoming more important. People have different income needs throughout their retirement and we have to consider that some clients might not be ready to make a long-term retirement income decision or they might be looking at a mixture of income options or they might be considering options for a specific time period only. Whatever their situation, we have three types of retirement income products that can help with all these scenarios:
Our lifetime mortgages allow your clients to unlock some equity from their home without having to move. It’s a loan secured against their home to give them a cash lump sum or smaller amounts, tax-free, that they can take as and when they need. With a lifetime mortgage your client's won't have to make any monthly payments and instead the interest is added to the amount they owe each month. We offer two types of lifetime mortgages:
Find out more about our lifetime mortgage products.
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Literature and forms
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Support and tools
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Q0057664 08/18 SUB192945
Legal & General: Is downsizing your client’s only option?
Aug 27, 2019
There could be another way to free up money Do you have clients looking to downsize? Our research shows almost half of those wanting to downsize couldn’t find a property to match their needs. more...
Legal & General: Help your clients build and release equity
Aug 19, 2019
Find out how a lifetime mortgage, a loan secured on your client’s home, could help your clients free up money for retirement. more...
Legal & General: Longevity – the flaw of averages
Aug 4, 2019
A longer life expectancy is good news, but longevity is perhaps the most difficult part of the retirement puzzle for both advisers and clients. People often confuse averages with probabilities and there are so many factors that could have an impact on someone’s lifespan that it’s often difficult to know where to start. more...
Legal & General: Are your clients looking to fund a first time buyer? They are not alone
Jul 22, 2019
The average house deposit is now £33,000 and for many young people, a cash gift from family can be a real boost towards buying a home. more...
Legal & General webinar: are lifetime mortgages a solution for ‘silver separators’?
Jul 17, 2019
Do you have clients going through a later life divorce? Are you looking for ways you can help without splitting their assets in half? Join Legal & General on 26 July at 10am, to find out how a lifetime mortgage, a loan secured on your client’s home, could support them through this difficult time. more...