There are currently over 15.3 million people in the UK aged 60 or over and this segment is growing. We believe that working together with advisers, there is an opportunity to transform and improve the retirement and lending marketplace.
Our retirement income products are designed to help you meet your client's needs when planning for and throughout their retirement. With life expectancy having increased, income planning and support over the long term is becoming more important. People have different income needs throughout their retirement and we have to consider that some clients might not be ready to make a long-term retirement income decision or they might be looking at a mixture of income options or they might be considering options for a specific time period only. Whatever their situation, we have three types of retirement income products that can help with all these scenarios:
Our lifetime mortgages allow your clients to unlock some equity from their home without having to move. It’s a loan secured against their home to give them a cash lump sum or smaller amounts, tax-free, that they can take as and when they need. With a lifetime mortgage your client's won't have to make any monthly payments and instead the interest is added to the amount they owe each month. We offer two types of lifetime mortgages:
Find out more about our lifetime mortgage products.
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Literature and forms
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News and insight
See our latest retirement news and insight.
Support and tools
View our range of resources designed to make it easier for you to help your clients.
Q0057664 08/18 SUB192945
|20 February 2019||LGHF ER1 Qualification Workshop|
|26 February 2019||Breakfast Roundtables - Optimising Property Equity for Income|
|27 February 2019||Breakfast Roundtables - Optimising Property Equity for Income|
|28 February 2019||Breakfast Roundtables - Optimising Property Equity for Income|
|20 March 2019||LGHF ER1 Qualification Workshop|
Legal & General Home Finance Breakfast Roundtables - Using Property Equity for Income
Jan 27, 2019
Join our product specialist, Amy Mulvey and our Head of Adviser Sales, Rob Miles at one of six locations, to discuss how you can help shape your clients’ portfolios by utilising their property equity for income. more...
L&G: Is equity release good for the UK economy?
Jan 21, 2019
Our ‘Silver Spenders’ research highlights the potential for money released from housing wealth to support economic growth in the UK. The research found that every £1 of housing wealth released generates £2.34 for the UK economy1. more...
L&G: Think you know about annuity underwriting?
Dec 11, 2018
Our latest article on How to get the best annuity rate for your client explains that annuity providers never judge or pass comment. In fact, the more the provider knows about their lifestyle, the more likely the consumer is to get the best rate for their circumstances. more...
Clients value annuities more than you may think
Dec 10, 2018
We know annuities have suffered from a poor perception of value over the past few years, and yet some consumers who are familiar with annuities, consider them to be good value, when asked what they’d consider a good annual rate of return.. Our recent research of more than 2,000 over-55s showed that nearly three quarters don’t like taking risks with their money, and over half said financial security was the most important thing to them at this stage in their life. more...
L&G: Consumers still confused about pension freedoms
Dec 7, 2018
Three years down the line and there’s still considerable confusion among retirees about their options at retirement. And it’s costing them dearly. more...