There are currently over 15.3 million people in the UK aged 60 or over and this segment is growing. We believe that working together with advisers, there is an opportunity to transform and improve the retirement and lending marketplace.
Our retirement income products are designed to help you meet your client's needs when planning for and throughout their retirement. With life expectancy having increased, income planning and support over the long term is becoming more important. People have different income needs throughout their retirement and we have to consider that some clients might not be ready to make a long-term retirement income decision or they might be looking at a mixture of income options or they might be considering options for a specific time period only. Whatever their situation, we have three types of retirement income products that can help with all these scenarios:
Our lifetime mortgages allow your clients to unlock some equity from their home without having to move. It’s a loan secured against their home to give them a cash lump sum or smaller amounts, tax-free, that they can take as and when they need. With a lifetime mortgage your client's won't have to make any monthly payments and instead the interest is added to the amount they owe each month. We offer two types of lifetime mortgages:
Find out more about our lifetime mortgage products.
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Legal & General: Who is a lifetime mortgage for?
Jun 24, 2019
There’s no single type of lifetime mortgage customer. We’ve seen customers in a range of different circumstances benefit from unlocking the cash in their home. It’s not just the client that benefits from a lifetime mortgage either; a lifetime mortgage can help their families, too. more...
L&G: Are lifetime mortgages a solution for ‘silver separators’?
Jun 5, 2019
Divorce is becoming increasingly common in later life, and parting ways is often more complex than simply splitting assets in half. It’s paramount that advisers are aware of the negative effect it can have on a couple's finances. more...
Legal & General: What do lifetime mortgages mean for families?
May 8, 2019
We know that you don't only work with clients – you also help their families. more...
Legal & General - A guaranteed income with flexibility?
Apr 17, 2019
How can you help your clients achieve financial security while adapting to their changing needs and goals in retirement? Our latest article discusses this challenge, and how the new partial withdrawal feature on our Fixed Term Retirement Plan could help. more...
Legal and General: Helping intermediaries pass with flying colours
Apr 3, 2019
Legal & General Home Finance are helping mortgage intermediaries through their Chartered Insurance Institute Equity Release qualification with free one-day revision workshops across the UK. more...