articles & commentary from Legal & General

Legal & General

Retirement news for Financial Advisers & Paraplanners - Legal & General: Is downsizing your client’s only option?

There could be another way to free up money Do you have clients looking to downsize? Our research shows almost half of those wanting to downsize couldn’t find a property to match their needs. more...

Equity Release update for Financial Advisers and Paraplanners - Legal & General: Help your clients build and release equity

Find out how a lifetime mortgage, a loan secured on your client’s home, could help your clients free up money for retirement. more...

Retirement news for Financial Advisers & Paraplanners - Legal & General: Longevity – the flaw of averages

A longer life expectancy is good news, but longevity is perhaps the most difficult part of the retirement puzzle for both advisers and clients. People often confuse averages with probabilities and there are so many factors that could have an impact on someone’s lifespan that it’s often difficult to know where to start. more...

Mortgage update for Financial Advisers & Paraplanners - Legal & General: Are your clients looking to fund a first time buyer? They are not alone

The average house deposit is now £33,000 and for many young people, a cash gift from family can be a real boost towards buying a home. more...

Lifetime Mortgage Webinar for Financial Advisers and Paraplanners - Legal & General webinar: are lifetime mortgages a solution for ‘silver separators’?

Do you have clients going through a later life divorce? Are you looking for ways you can help without splitting their assets in half? Join Legal & General on 26 July at 10am, to find out how a lifetime mortgage, a loan secured on your client’s home, could support them through this difficult time. more...

Webinar for Financial Advisers and Paraplanners - Legal & General webinar reminder: are lifetime mortgages a solution for ‘silver separators’?

Don’t forget to register! Find out how a loan secured on your client’s home, a lifetime mortgage, could help your clients going through a later life divorce. Join Legal & General’s webinar on the 26 July at 10am. more...

Retirement news for Financial Advisers & Paraplanners - Legal & General: Who is a lifetime mortgage for?

There’s no single type of lifetime mortgage customer. We’ve seen customers in a range of different circumstances benefit from unlocking the cash in their home. It’s not just the client that benefits from a lifetime mortgage either; a lifetime mortgage can help their families, too. more...

Retirement news from Financial Advisers & Paraplanners - L&G: Are lifetime mortgages a solution for ‘silver separators’?

Divorce is becoming increasingly common in later life, and parting ways is often more complex than simply splitting assets in half. It’s paramount that advisers are aware of the negative effect it can have on a couple's finances. more...

Mortgage news for Financial advisers - Legal & General: What do lifetime mortgages mean for families?

We know that you don't only work with clients – you also help their families. more...

Retirement news for Financial Advisers & Paraplanners - Legal & General - A guaranteed income with flexibility?

How can you help your clients achieve financial security while adapting to their changing needs and goals in retirement? Our latest article discusses this challenge, and how the new partial withdrawal feature on our Fixed Term Retirement Plan could help. more...

Retirement events for Financial Advisers & Paraplanners - Legal and General: Helping intermediaries pass with flying colours

Legal & General Home Finance are helping mortgage intermediaries through their Chartered Insurance Institute Equity Release qualification with free one-day revision workshops across the UK. more...

Retirement news for Financial Advisers and Paraplanners - Legal & General - Is it time to take another look at fixed term annuities?

You and your clients may be thinking about their financial future, but they can’t predict the next few years with any real certainty. more...

Retirement news for Financial Advisers & Paraplanners - Legal & General: Fixed term annuities – for the unforeseeable future

You can’t predict the future, but you can help your clients plan for it. In the changing world of retirement, fixed term annuities can provide the right balance of security, flexibility and control for some clients. They provide a regular, guaranteed income and can be used to cover your clients’ essential spending, to bridge an income gap or to allow clients to keep their future options open. more...

Retirement news for Financial Advisers & Paraplanners - A simpler way to do business – Legal & General launch new online tracking tool to help advisers

We are excited to announce the launch of Track My Apps, a unique and simple online tool that will help you follow the progress of your new business retirement applications from start to finish, in just a few clicks. more...

Retirement events for Financial Advisers & Paraplanners - Legal & General Home Finance Breakfast Roundtables - Using Property Equity for Income

Join our product specialist, Amy Mulvey and our Head of Adviser Sales, Rob Miles at one of six locations, to discuss how you can help shape your clients’ portfolios by utilising their property equity for income. more...

Retirement news for Financial Advisers & Paraplanners - L&G: Is equity release good for the UK economy?

Our ‘Silver Spenders’ research highlights the potential for money released from housing wealth to support economic growth in the UK. The research found that every £1 of housing wealth released generates £2.34 for the UK economy1. more...

Protection news for Financial Advisers and Paraplanners - L&G: Think you know about annuity underwriting?

Our latest article on How to get the best annuity rate for your client explains that annuity providers never judge or pass comment. In fact, the more the provider knows about their lifestyle, the more likely the consumer is to get the best rate for their circumstances. more...

Retirement news for Financial Advisers and Paraplanners - Clients value annuities more than you may think

We know annuities have suffered from a poor perception of value over the past few years, and yet some consumers who are familiar with annuities, consider them to be good value, when asked what they’d consider a good annual rate of return.. Our recent research of more than 2,000 over-55s showed that nearly three quarters don’t like taking risks with their money, and over half said financial security was the most important thing to them at this stage in their life. more...

Pension news for Financial Advisers and Paraplanners - L&G: Consumers still confused about pension freedoms

Three years down the line and there’s still considerable confusion among retirees about their options at retirement. And it’s costing them dearly. more...

Retirement Roadshow for Financial Advisers and Paraplanners - L&G: Spotlight on Income Roadshows 2018

Legal & General believe that by working alongside advisers, there is an opportunity to transform and improve the retirement marketplace with their award-winning products more...

Retirement news for Financial Advisers and Paraplanners - L&G: Thousands of retirees potentially missing out on vital income

Lack of understanding and misconceptions about how annuities work, are still prevalent. more...