articles & commentary from Old Mutual Wealth

Old Mutual Wealth

Pension Webcast for Financial Advisers and Paraplanners - Old Mutual Wealth: PENSION: Annual allowance excess tax charges and scheme pays Thursday 30 January 2020 at 10am

An increasing number of people’s retirement plans are being affected by the tax law. There is a lot of confusion and concern amongst clients. more...

IHT planning for Financial Advisers and Paraplanners - Old Mutual Wealth: Have you ever had a joint life application declined because one client's health makes them uninsurable?

If the plan was on a last death basis for IHT planning, that probably left you with a dilemma: how do you ensure the money is paid out to the beneficiaries at the correct time? more...

Protection news for Financial Advisers and Paraplanners - Old Mutual Wealth: More than just a number: claims

The number of claims we pay is important to us because we want to pay as many as we can. But a claim is far more than just a payment which is why we have an experienced team of claims professionals who treat customers with empathy. more...

Investment news for Financial Advisers and Paraplanners - Protection: Ensuring good customer outcomes: pre-application checklist

Speaking to an underwriter to get an indicative decision ahead of a protection application means both you and your client are fully informed, ensuring a better experience. Our new checklist helps you gather the basic information you’ll need. more...

Business management news for Financial Advisers & Paraplanners - Old Mutual Wealth: How to spot a criminal posing as your client

Impersonation fraud, where a criminal hacks into an email account and poses as a client to request the withdrawal of funds, is increasingly common. In the first six months of 2018 alone there were 3,866 reported cases of impersonation scams in the UK. more...

Protection news for Financial Advisers and Paraplanners - Immediate cover – independent study finds that Old Mutual Wealth’s protect is a stand out product

You’ll no doubt be aware of the terrible consequences losing a key person or shareholder through death or illness could have on your business owning clients. Once you have established the need for protection, it is important to mitigate these risks quickly by obtaining immediate cover. more...

Retirement news for Financial Advisers & Paraplanners - Old Mutual Wealth: How do you make sure your client’s pension meets their income needs?

Take three minutes to watch our latest Collective Retirement Account video where Ian Browne, pension expert, talks about how to tailor your client’s pension and make strategic alterations so that it stays up to date and on track with their requirements. more...

Investment news for Financial Advisers & Paraplanners - Old Mutual Wealth: Turning advice challenges into opportunities

An increasing number of advisers are switching on to the exciting advantages of offshore bonds – not only because they’re tax-efficient, flexible and straightforward – but also because they’re a fantastic solution for many of the advice challenges facing your clients today. more...

Protection News for Financial Adviser and Paraplanners - Old Mutual: Underwriting support from an award winning team

You can find indicative underwriting decisions for common medical conditions and pastimes not only by contacting our award winning underwriting team, but also on our new webpage. The page also includes a new Body Mass Index (BMI) tool, which calculates and provides an indicative decision for BMI, plus useful links to literature and other tools. more...

Protection Seminar for Financial Advisers & Paraplanners - Old Mutual Wealth: Supporting your clients when they need you the most

Join us at our 2019 protection seminar where our experts will be exploring the needs of vulnerable customers throughout the advice journey. more...

Protection event for Financial Advisers & Paraplanners - Old Mutual Wealth: Seminar invite: supporting your clients when they need you most

In the 3.5 hour seminar we will discuss the increasing FCA focus on ‘vulnerable customers’, including who might become vulnerable and what you can do to support your clients throughout their financial planning journey. more...

Tax news for Financial Advisers and Paraplanners - Old Mutual Wealth: Top-slicing relief – don’t shortcut the calculation

If you are feeling confused on how to calculate top-slicing relief on bonds, this article should provide you with some clarity. We also have a new detailed guide available, and an online tool, providing you with additional support. more...

Protection news for Financial Advisers and Paraplanners - Old Mutual Wealth: The benefits of power of attorney

A serious accident or an illness that requires a lengthy stay in hospital, even in intensive care, can have long lasting physical and financial effects, including an emotional impact on your client and their family. more...

Protection news for Financial Advisers and Paraplanners - Old Mutual Wealth: Protection Cover Continuation

If you take out a joint life policy that pays out when the first person becomes ill or dies, the policy will end when you receive the pay-out. This will leave the second person covered by the policy without any cover for the future. But does the pay-out mean they are financially secure for life? more...

Pensions news for Financial Advisers & Paraplanners - Old Mutual Wealth: Carry forward and tapering. What are the key considerations?

I find the carry forward rules for the pensions allowance confusing, especially for clients who are subject to tapering. What are the key considerations? more...

Investment news for Financial Advisers & Paraplanners - Old Mutual Wealth: Shattering preconceptions and seeing offshore bonds in a new light

Many financial advisers have preconceived ideas when it comes to offshore bonds and the type of clients they may be suitable for. However, the changing landscape and new breed of bond solutions are opening up greater opportunities, helping build renewed interest and traction in this market. more...

ISA news for Financial Advisers and Paraplanners - Old Mutual Wealth: Isa Cashback offer 2018/19 – promotional support is on hand

Open to new and existing customers, we have a great ISA offer your clients can take advantage of in the run-up to tax year end. Running between 12 December 2018 and 31 July 2019, if your client transfers or re-registers an ISA (or several ISAs) worth £100,000 or more from another provider we will pay them a cashback amount of up to £1,000. more...

Tax Trust and ISA news for Financial Advisers and Paraplanners - Old Mutual Wealth: Five tax tips that demonstrate the value of advice

Never has it been more important to clearly demonstrate the value of advice. Peace of mind is hard to quantify. The amount of tax saved is not. more...

Protection News for Financial Adviser and Paraplanners - Old Mutual Wealth: Children’s critical illness cover

Probably one of the greatest worries for a parent is that their child may become seriously ill. At such a stressful time, the last thing you need is the additional worry of financial problems. more...

Pension Webinar for Financial Advisers & Paraplanners - Old Mutual Wealth: Making the most of the pension funding tax breaks

The tax advantages associated with registered pension schemes can be enormously beneficial in helping members to secure their financial future. more...

ISA News for Financial Advisers and Paraplanners - Old Mutual Wealth: ISA Cashback offer 2018/19

Open to new and existing customers, we have a great ISA offer your clients can take advantage of in the run-up to tax year end. more...

Protection news for Financial Advisers & Paraplanners - Old Mutual Wealth Critical Illness cover

The more comprehensive the critical illness cover, the more difficult it is to explain. That’s why we’ve put together this short video infographic to help you explain to your client, in less than two minutes, what we include as standard in our critical illness cover. more...

Protection news for Financial Advisers & Paraplanners - Old Mutual Wealth: Protecting your clients

Resolve to provide comprehensive protection that supports your clients before, during and after a claim. Over the festive period, many lucky people will have been given presents that are precious to them. Insuring these items seems like a no brainer, but how much and what kind is a difficult decision, particularly as insurance policies tend to have a lot of options and it can be challenging to run through reams of “what if” situations. more...

Pension news For Financial Advisers and Paraplanners - Old Mutual Wealth: Ten essential drawdown tips

I give you 10 essential drawdown hints and tips you should use with your clients. People who enter drawdown with the help of a financial adviser have got off to a great start. This is because you will ensure they shop around, avoid scams and make decisions that target good outcomes. more...

Pension event for Financial Advisers and Paraplanners - Old Mutual Wealth: Pension Masterclasses: Responding to change and dealing with the known knowns

Whatever your clients envisage for their retirement, having the right plans in place is crucial to give them the confidence to enjoy it. Our 2019 pension masterclasses will explore some of the crucial planning issues you’ll need to know about when delivering pensions advice to your clients. Spaces are limited, so register now to secure your place. more...

Tax, trust and ISA for Financial Adviser and Paraplanners - Old Mutual Wealth give the gift of financial frankness this christmas

Rachael Griffin, tax and financial planning expert, shares her top five tips on how to encourage your clients to break the taboo around money and have conversations this Christmas which could have a lasting impact on the whole family’s future. more...

ISA update for Financial Advisers & Paraplanners - Old Mutual Wealth ISA cashback offer 2018/19

Open to new and existing customers, we have a great ISA offer your clients can take advantage of in the run-up to tax year end. Transfer an ISA worth £100,000 or more to us by 24 May 2019 and we’ll make a cash payment of up to £1,000 to your client. more...

Investment News for Financial Advisers and Paraplanners - Old Mutual Wealth: Business protection conversation starter

One of the biggest challenges we all have is a lack of time. Many advisers who attend our corporate protection workshops tell us that they see the value of addressing business risk with their clients but struggle to initiate a conversation as part of their day to day interactions with clients. more...