articles & commentary from VitalityLife

VitalityLife

Protection news for Financial Advisers and Paraplanners - VitalityLife improves underwriting terms for diabetics and other medical conditions

Real time online decisions now available for Type 1 and Type 2 diabetics VitalityLife has announced that it will be providing fully underwritten final decisions online for Type 1 diabetics who have achieved good control of their condition, without complications. more...

Protection news for Financial Advisers and Paraplanners - VitalityLife launches two new tools for Advisers

VitalityLife has launched two new quick and easy tools to help advisers do business with their clients. more...

Protection news for Financial Advisers and Paraplanners - Vitality: Show clients the need to protect their income in 60 seconds

Income should be the first thing that people look to protect. But we seem to protect everything except our income; from cars to phones, to pets and even household appliances. more...

Protection news for Financial Advisers and Paraplanners - Vitality Life: No gym joining fee

Following the expansion of our gym network we are pleased to confirm that we are offering all new and existing clients with Wellness Optimiser or Vitality Optimiser (on VitalityLife plans) the opportunity to join participating Virgin Active and Nuffield Health clubs with no joining fee. more...

Protection news for Financial advisers and paraplanners - Putting a VitalityLife policy into trust has never been easier

Putting a VitalityLife policy into trust has never been easier for advisers. more...

Protection news for Financial Advisers and Paraplanners - VitalityLife’s unique underwriting service

Watch our video which showcases our innovative, client-first approach to underwriting. 70% of our applications are accepted immediately, but if your client needs a medical screening we can get them covered in as little as 3 hours. Using our own fully-qualified Vitality Nurses, we do our own medical evidence collection with 90% UK coverage - a market first. Making VitalityLife’s underwriting process fast, simple and convenient. more...

Protection news for Financial Advisers and Paraplanners - VitalityLife - One month free cover

Limited time offer - Join by 31 August and get the first month's cover free with selected VitalityLife plans. more...

Protection news for Financial Advisers and Paraplanners - Vitality: Why you should consider Indexation

To encourage more clients to consider indexing their protection cover to offset future inflation, Vitality have improved their Indexation offering to provide greater flexibility and simplicity to customers and advisers more...

Protection news for Financial Advisers and Paraplanners - Vitality: Indexation - what will your client's cover be worth tomorrow

Is inflation putting the value of long-term cover under threat? At a time of renewed upward pressure, factoring a little security into your clients’ long-term protection might be a prudent choice. more...

Protection news for Financial Advisers and Paraplanners - Vitality: Living the dream

UK employments levels are at record highs yet at the same time more of us are unable to work due to illness. Historically, Income Protection (IP) has been seen as the poor relation when compared to life and serious illness/critical illness solutions. Given that the average family would have to cut their household expenditure by 48%* to survive on Employment and Support Allowance, and that the average length of an IP claim is over 4 years**, we really should be making this undersold product the heart of protection conversations with clients. more...

Protection news for Financial Advisers and Paraplanners - Vitality: Re-setting consumer expectations on claims

The life insurance industry finds itself in an unusual position. Despite the numerous reputational issues faced by the banking sector in recent years, more people still have a higher degree of trust in banks (22%) than they do in insurers (19%)1. more...

Protection news for Financial Adviser and Paraplanners - VitalityLife Indexation Option - changes, special offer and new campaign

We believe that Indexation is important in order to protect the value of cover for clients. This is particularly clear considering the expected increase in inflationary pressures in the UK market today, driven by the weakening value of the pound. more...

Protection news for Financial Advisers and Paraplanners - VitalityLife protection claims statistics for 2016

VitalityLife paid 99% of Life claims, 93% of Serious Illness claims and 94% of Income Protection claims in 2016. In total, 807 claims were paid across all products. more...

Protection news for Financial Advisers and Paraplanners - Vitality: Wellness Optimiser: Get up to 60% off your clients premiums

We're rewarding clients for looking after their health and helping them to better understand key lifestyle-related health factors; Body Mass Index (BMI), Blood Pressure, Cholesterol  and Blood Glucose. more...

Protection news for advisers and Paraplanners - Vitality: Sporting heroes join ‘bring a ball’ campaign to boost the nation’s health

Health and life insurer Vitality launches UK-wide ‘Bring a Ball’ campaign to inspire the nation to get active through ball sports more...

Protection news for Financial Advisers and Paraplanners - Vitality Life: Our Serious Illness Cover just got even better

At VitalityLife, we already offer award winning Serious Illness Cover, and we’ve launched new innovations and enhancements that make the unique proposition even stronger. All meaning we continue to offer the most comprehensive cover in the market. more...

Protection news for Financial Advisers and Paraplanners - Vitality: Our Serious Illness Cover just got even better

As part of the second phase of launch 2017, we have made a series of enhancements to our Serious Illness Cover. Our cover is now up to 3 times more likely to payout compared to a typical critical illness policy, and we continue to offer the most comprehensive cover in the market. more...

Protection news for Financial Advisers and Paraplanners - VitalityLife launch 2017: Paving the way for a new kind of client experience

The future of making people healthier and enhancing and protecting their lives. VitalityLife is a market-leading protection provider in the UK. We aim to provide customers with cover that is relevant and there for them when they need it most. Our commitment to innovation is underpinned by Discovery’s shared-value model to help enhance and protect our customers’ lives. more...

Protection news for Financial Advisers and Paraplanners - Vitality: Remember Business Life Protection? Perhaps now you should

With a protection gap of approximately £1.35 trillion, business insurance is still a huge untapped market in the UK. Of the 5.5 million SMEs employing 15 million people , only around 4 in 10 business owners own any kind of life insurance , representing a potentially golden sales opportunity for advisers. more...

Protection news for Financial Advisers and Paraplanners - VitalityLife: Has Indexation’s time finally come?

Too often overlooked in times of low inflation, Vitality’s Justin Taurog argues the time is now right for advisers to talk about Indexation, to safeguard their clients’ future protection needs. more...

Partner protection offer for Financial Advisers and Paraplanners - VitalityHealth: Switcher Offer Extension

We are enhancing our switch criteria to include both 1 year and 2 year no claims. For 1 year no-claims we will now match your clients' current premium when they switch. For 2 years no-claims we will continue to beat your clients' current premiums by 5% when they switch. more...

Partner offer for Financial Advisers and Paraplanners - Apple Watch with Vitalitylife insurance

To help your clients get active and earn rewards for doing so, we have partnered with Apple Watch Series 2, the next generation of the world’s most popular smartwatch. more...

Protection news for Financial Advisers and Paraplanners - Vitality: Happy New Business!

2017 is ‘The Year of Vitality’ We believe that healthy clients mean healthy business. That’s why we innovated the protection market with a wide range of products that work hard to reward healthy living. more...

Protection event for Financial Advisers and Paraplanners - You are invited to the VitalityLife Launch 2017

Time is running out to secure your place. Register now via the link below to attend one of these exclusive events: • London - Wednesday 25th January • Manchester - Thursday 26th January • Leeds - Friday 27th January • Glasgow - Monday 30th January • Birmingham - Tuesday 31st January • Southampton - Wednesday 1st February • Newport - Thursday 2nd February • Belfast - Tuesday 7th February more...

Protection news for Financial Advisers and Paraplanners - Vitality: Why is 2016 a year to celebrate?

It’s been a year to remember for Vitality, after being recognised industry-wide for our innovation and ongoing positive efforts in the protection market. more...

Protection news for Financial Advisers and Paraplanners - Make the most of the New Year with Business Protection

The majority of UK companies will be reviewing and tidying up their financial affairs before a 31st March financial year end*. March is by far the most popular choice for a company’s Account Reference Date (ARD), more commonly referred to as the Financial Year End. This March there will be a multitude of year-end tax planning opportunities created - more than most other months of the year. more...

Protection news for Financial Advisers and Paraplanners - Consultant Select with VitalityHealth

We are pleased to announce the launch of Consultant Select as part of our Core Cover for all new and renewing Personal Healthcare plans starting 5th January 2017 and Business and Corporate healthcare plans starting 1st February 2017. more...

Protection news for Financial Advisers and Paraplanners - Vitality Life: Why you should consider Indexation

To encourage more customers to consider indexing their protection cover to offset future inflation more...

Protection news for Financial Advisers and Paraplanners - Register for the exclusive VitalityLife Launch 2017

As one of our valued advisers, you are invited to the exclusive VitalityLife Launch 2017. more...

Partner announcement for Financial Advisers and Paraplanners - Vitality wins three awards at the 2016 Health Insurance Awards

Vitality celebrated a win at the prestigious 2016 Health Insurance Awards last Thursday, picking up awards for Best use of Marketing to Intermediaries, Best Individual Income Protection Provider and Best Serious Illness Cover / Critical Illness Cover. more...

Protection News for Financial Advisers and Paraplanners - Vitality Life: Premium Optimiser and Interest Rate Optimiser, our new Whole of Life Cover products

Give your clients big upfront savings, not big upfront costs. Give them Whole of Life Cover with up to 50% off upfront premiums, depending on their age. more...

Protection News for Financial Advisers and Paraplanners - Vitality: Marketing Pack September 2016

Premium Optimiser and Interest Rate Optimiser, our new Whole of Life Cover products Give your clients big upfront savings, not big upfront costs. Give them Whole of Life Cover with up to 50% off upfront premiums, depending on their age. more...

Protection News for Financial Advisers and Paraplanners - Vitality: Serious Illness Cover made simple

Our new video can help you and your clients understand more about how our Serious Illness Cover works. more...

Protection News for Financial Advisers and Paraplanners - Vitality Life: Weekly one-liners

• New Serious Illness Cover video – we’ve produced a video to help you and your clients understand more about our Serious Illness Cover. • New conditions covered tool available – our new interactive tool shows all the conditions covered under our Serious Illness Cover, and the payouts for each. more...

Protection News for Financial Advisers and Paraplanners - Vitality Life: Weekly one-liners

£10m paid out every day in protection claims – a record £3.6bn was paid last year in individual protection insurance claims, according to research from the Association of British Insurers. Find out more. more...

Protection News for Financial Advisers and Paraplanners - Vitality: Weekly one liners

Vote for Vitality’s Andy Philo! – The British Mortgage Awards voting is now open. Please support our very own Franchise Distribution Director and three times winner, Andy Philo. It only takes a minute to nominate Andy as ‘Business Leader: Protection or General Insurance Provider’. more...

Protection News for Financial Advisers and Paraplanners - VitalityLife: Multiple Sclerosis Awareness Week – 25 April to 1 May

Multiple Sclerosis (MS) is the most common condition of the central nervous system affecting young adults. Over 100,000 people in the UK have MS, and unlike most conditions, diagnosis is most common in younger people in their 20s and 30s. It is nearly three times more common in women than in men. more...

Protection News for Financial Advisers and Paraplanners - Vitality Life: Parkinson’s disease Awareness week – 18 to 24 April 2016

Every hour, someone in the UK is diagnosed with Parkinson’s disease. It’s a progressive neurological condition that affects 127,000 people in the UK, and although it’s most common in the over 50s, it can affect younger people too. more...

Protection News for Financial Advisers and Paraplanners - VitalityLife: Compare the cost of Term and Whole of Life plans

At Vitality, we give you a comprehensive range of products so that you can recommend the right one to your clients. But with so many different options, it can be a time consuming process to work through all the options and establish which is the right one for your clients. more...

Protection News for Financial Advisers and Paraplanners - VitalityLife: Good employee health is good business

One of the most important factors affecting the success of a business, whether large or small, is the workforce. In a lot of businesses, particularly smaller ones, people also make up one of the largest costs the business will have. So it goes without saying that a happy, motivated and healthy workforce will contribute more to the success of a business than a demotivated, unhappy and unhealthy one. more...

Protection News for Financial Advisers and Paraplanners - Vitality: Affordable cover, no compromises with our new Whole of Life products

An overview of our new Whole of Life Cover Products, Premium Optimiser and Interest Rate Optimiser, and how clients could get an upfront discount of up to 67%. more...

Protection news for Financial Advisers and Paraplanners - Overview of new VitalityLife products and enhancements

we’ve created a one page summary of all the new product launches and enhancements, to help you get to grips with all the changes. more...

Protection News for Financial Advisers and Paraplanners - Vitality Life: Work out the best Whole of Life Cover plan for your clients

Premium Comparison tool can help you compare the current and future premium costs on a range of plans, so you can work out the best option for your client. more...

Protection news for Financial Advisers and Paraplanners - VitalityLife: NEW! Premium Comparison Tool

As part of our exciting launch release for 2016, including new and enhanced products, we’ve created a new tool to help advisers compare the current and future premium costs on Term and Whole of Life plans, to help them work out the best option for their clients. more...

Protection news for advisers and paralanners - VitalityLife: We’re extending the Virgin Active No Joining Fee Special Offer

We’re pleased to extend our ever so popular no joining fee special offer with Virgin Active. New clients can still enjoy their 50% off on Virgin Active memberships and get the added bonus of no joining fee until 31 March 2016. more...

Protection News for Financial Advisers and Paraplanners - VitalityLife enhances product range including new Whole of Life products offering up to 67% discount

Innovative protection insurer VitalityLife has announced a range of enhancements to its existing product range, as well as the launch of two new Whole of Life products. more...

Protection news for advisers - VitalityLife enhances product range including new Whole of Life products offering up to 67% discount

Innovative protection insurer VitalityLife has announced a range of enhancements to its existing product range, as well as the launch of two new Whole of Life products. more...

Protection News for Financial Advisers and Paraplanners - VitalityLife announces protection claims Statistics for 2015

- Over 90% of all claims paid - More than £28m paid out Leading insurer VitalityLife today announced it paid a record amount in claims during 2015, with more than £28m paid in claims on its Life, Serious Illness and Income Protection products. more...

Protection News for Financial Advisers and Paraplanners - Vitality: Weekly one liners

Please find below this week’s one-liners Disease of the Month: Family medical history – Fergus Bescopy explains what makes up a medical family history and the various factors that play a part in it. Find out more. more...

Protection News for Financial Advisers and Paraplanners - Vitality: One in four employees without protection

Research has revealed the insurance black hole is widening with an estimated 26 per cent of employees with dependents without life insurance. Find out more. more...

Protection News for Financial Advisers and Paraplanners - Vitality: Vaping: How e-cigarettes could be holding you back from quitting smoking

Millions of us make New Year’s resolutions to improve aspects of our health each year, and stopping smoking is one of the most common ones. With e-cigarettes now available on prescription from your GP, are they really effective? more...

Protection News for Financial Advisers and Paraplanners - Vitality: Benefits cuts put cancer patients at risk of homelessness

Research commissioned by Employment and Support Allowance has found that, should proposed government cuts go ahead, cancer patients could be at risk of losing their homes. more...

Protection News for Financial Advisers and Paraplanners - Vitality: 2015: Protection round-up

A mix of advisers, insurers and industry experts (including our own deputy CEO, Deepak Jobanputra) are asked to reflect on the year that’s passed and foresee what’s to come in 2016. more...

Protection news for advisers - Vitality: Help your clients save cash and get fit in the new year

It’s the time of year for keeping (healthy) New Year resolutions! Justin Taurog tells us how it ‘s easily done with our usual discounted Virgin Active Health Clubs membership and the overall benefits that come with choosing VitalityLife. more...